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How to Create an Effective Budget using Google Sheets - Duration: 9:26.
Hello, in this video we'll be creating an
effective budget using Google Sheets
Google Sheets is a web-based spreadsheet
application similar to Microsoft Excel
we're using Sheets because it's free and
doesn't require you to download and
install any software. Please feel free to
use Excel or your spreadsheet
application of choice as the exercises
we'll be performing should work in them as well
In order to follow along with this
tutorial you'll need the following things;
a gmail or google email account, a list of
your weekly, monthly and yearly expenses,
a track record of your spending for, at
least, the last week and it'll help if
you got some spreadsheet experience as well
For this tutorial, I'll be using an
example household with two income
earners, each with a salary of $36k
after tax, this will give them a
combined total household income of $72k
In order to get started, let's firstly go
through to google.com, you'll want to sign
into your Google account, then Google or
look up "spreadsheet", go to Google's link for
their spreadsheet application and finally
create a new spreadsheet
Let's do that now
[Go to google.com]
[Sign into your Google account]
[Google or look up "spreadsheet"]
[Click on Google's link for their spreadsheet app]
[Create a new spreadsheet]
Before we begin, here's a quick preview
of what will be making. The Blue section
is a list of all of our expenses ordered
from the top down by yearly, monthly and
weekly amounts. They've been calculated into
fortnightly amounts for my 52-week savings
program. The colored sections indicate
the amount entered as is whereas the
grey boxes have been adjusted. The Red
section is a list of all the bank
accounts we'll be distributing our funds into
There's two expense accounts; one for weekly,
fortnightly and monthly payments and the
other is for yearly payments. Below
the experiences you'll see there's four
savings accounts. The percentage for how
much each account gets adds up to a
hundred percent. The total percentage of
the savings accounts get is based on the
remainder of any funds after all
expenses have been accounted for
Finally, the Green section is a list of
all income sources. For our example, it is
our two income earners. You can see how much
they both get as weekly or fortnightly
amounts. Now that you've seen what we'll
be making let's get started. We'll begin
by adding our headers starting with
Budget for the whole page, then the Blue
section, Green section and Red section
Under the Green section for Income
Sources you'll want to put "Earner #1"
and "Earner #2"
Both of our income earners get $45,000
before tax. The value that you enter into this field can
be turned into a currency value just by
clicking the dollar sign in the menu
likewise the Tax Rate can be adjusted
into a percentage value by clicking the percentage sign
in the menu as well
The Tax Amount is a formula based on
the value in the Before Tax times [multiplied] by the
Tax Rate Amount. To do this you type in
equals then select the first value Before
Tax, the symbol for times [*] and then the
second value for the Tax Rate
Press enter
The After Tax value is a similar
formula. In this case you'll type in equals,
then select the value for Before Tax and
minus it by the Tax Amount. Repeat the
process for Earner #2. For our
example we only have two sources of
income but you could add additional
sources of income depending on your
circumstances
Let's leave a few blank spaces and
we're going to add up the total of our
sources of income. The best way to do
that is to do a SUM formula. What we'll
do is we'll type in equals, then we'll type in
SUM and then within brackets you'll want
to select the rows that you'll want the
total of. Do that now. We're going to call
this value Total Income After Tax
Next we're going to work out our Weekly Income
which is a formula based on our Total
Income After Tax value divided by 52
or 52-weeks. The Fortnightly Income value is
based on the Weekly Income value times
by two. This completes our exercise for
the Green section. Now we're going to
move back to the Blue section and
enter in our expenses
Once you've got all your expenses listed
then you'll want to reorder them starting
with the yearly expenses grouped at the
top, followed by the monthly expenses
grouped in the middle and the weekly
expenses group at the bottom. For my example
I've listed two savings funds in within the
expenses. You may have a similar
situation. For the fields that don't
already have values in them you can
calculate them like so;
where there is a Monthly value then
Yearly value can be entered in as the
Monthly value times by 12, where there's a
Yearly value but no monthly value then
the Monthly value can be calculated by the
Yearly value divided 12, where there's a
Monthly value but no Weekly value then
Weekly value can be calculated by the
Monthly value times by 12 divided by 52
and when there's a Weekly value but no Fortnightly
value it is the Weekly value times by 2
We can calculate the total of all expenses
by Yearly, Monthly, Weekly and Fortnightly by
using the SUM formula
and we can calculate how much we've got
left over for our savings by minusing [subtracting]
the Weekly or Fortnightly Expense
Amounts from the Weekly or Fortnightly
Income Amount. And that completes
this exercise for the Blue section
And finally, the Red section and that's
where you'll manage your funds transferring
either between a Check/Cheque or Savings account
For my budget, I have two Expense
accounts; one which handles my Weekly,
Fortnightly and Monthly expenses and a
separate one which handles my Annual
payments. To calculate what your total
should be between the two types of
Expense accounts, you'll just do a SUM of
the Yearly fields and then a separate
SUM for the non-Yearly fields. The total
of these two fields should be the same
as the one above, giving you the total of
your expenses. Next we'll want to work out
what we want to save towards. For my
example, I've got four savings accounts this
makes it easier to calculate a
percentage by. For example, for our four Savings
accounts you could divide it by
twenty-five percent each. You can of
course have more or less just as long as
the total equals a hundred percent
You'll notice that I've added some
percentage values starting with 50%, 20%, 20%
and 10% all of which add up to a
hundred percent. These are the percentage
values I want to use based on the
remainder for the Savings Amounts so to
do the calculation we'll enter equals
then the Remainder for the Savings Amount
times by the percentage value. The sum
of these should equal the Remainder of
the Savings Amount. And finally, we'll
want to add the Expenses Total plus the
Savings Total and then you should have
the same amount as the Income Total
If these values don't match then you may
have an error in one of your formulas
please review them again
To summarize, this is what each of the
sections do; the Green section shows
money going into your household while
the Blue section [generally] shows money going out of
the household and then finally the Red
section is how you manage your funds by
transferring from one account and into the other
This should give you a good picture of
your overall situation and if you find a
discrepancy with your numbers you may
have an expense you're not accounting for or some
of your numbers may be lower than what
they actually are so you'll want to review
those again. Once you've got an accurate picture
of your experiences and how you're
handling your funds then you can make
adjustments as needed. And that completes
this tutorial for Creating an Effective
Budget using Google Sheets. I hope you
enjoyed it, I'd appreciate your feedback
in the comments section below. My name is
Clifton please Like, Follow and Subscribe
to my YouTube channel which is 52WeekHSC
I also have a Facebook, Twitter and Instagram account
and I'll see you in the next video. Bye
-------------------------------------------
Vale Saber/// Lic. Montserrat Vázquez, #DeCorazonPorCelaya, - Duration: 5:48.
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Oddbods en Español - Un Día Divertido (Varios Capitulos Completos) - Duration: 5:23.
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1910 Afgrunden (The Abyss) - El Abismo - Subtitulado Castellano - Urban Gad - Duration: 37:12.
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#UnlimitedMoves
For more infomation >> #UnlimitedMoves-------------------------------------------
Artist Zayn Malik Live For more infomation >> Artist Zayn Malik Live-------------------------------------------
【スマブラWii U】とりあえず乱闘！ Part279 - Duration: 11:43.
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A Special Video dedicated to... M-k - Duration: 2:16.
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iPhone 7 case collection Beautiful Designs iPhone 7 case collection in amazon shopping online mobile - Duration: 0:27.
iPhone 7 case collection Beautiful Designs
iPhone 7 case collection in amazon shopping online mobile
-------------------------------------------
Peugeot Partner 120 L1 Premium Pack Blue HDI 100 PK ETG6 AUTOMAAT - Duration: 1:46.
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COLLIDE - Starring Nicholas ... For more infomation >> COLLIDE - Starring Nicholas ...-------------------------------------------
Easy Chicken Vino Bianco For more infomation >> Easy Chicken Vino Bianco-------------------------------------------
How Suicidal Can I Be - Duration: 2:17.
WELCOME...
TO THE FILTHY FRANK SHOW.
[spooky boom]
FUCK YOU I HATE ALL OF YOU!
[nice transition]
Bad?
I'm not bad, I'm the good guy here.
He just doesn't get it!
Do you think I'm bad?
QUACK! English Translation: Yes.
[seizure.jpg]
[howie scream.mp3]
[banjo-kazooie music.mp3]
-------------------------------------------
Mateusz Morawiecki: "Polityka rozwoju – koniec z podziałem na Polskę A i Polskę B" - Duration: 34:04.
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讓我又愛又恨的韓國綜藝 Korean Variety I Love & Hate || kpop || Victoria VaVa - Duration: 8:15.
Here's Victoria! Hello everyone!
I'm go to share some Korean variety shows that I love and also hate.
There're four of them.
The first one I'm going to talk about is Idol Star Athletics Championship(ISAC).
ISAC is a special program for Chuseok(Korean Thanksgiving day, similar to Mid-Autumn Festival) and Seollal(Korean Lunar New Year).
Since this is a special program, there are lot of idols participate in the show.
It's one of the reason that I like the show(I can see them all in the same time).
I also love to support the idol that I like in the show to get the champion.
Or maybe they really get the campion then they might be the hot topic on internet(the green one, you know what i mean right?)
This program can be a great place to get more fans.
There was a example in pervious year.
Cheng Xiao from Cosmic Girls(a.k.a.WJSN) in 2016 ISAC of Korean Thanksgiving Day
She did a really great job in Rhythmic Gymnastics.
Therefore, more people know about their group after that performance.
In this year(2017 ISAC of Lunar New Year), I think SEVENTEEN was the one.
I saw some comments on the fan cam videos were about SEVENTEEN were on the hot topic of the green website after the program was out.
It's because they were the champion of the Men 400m Relay. *they also did a great job in Men Aerobics.
ISAC can be a place that our idols can build up their reputation.
But why I don't like this program?
First this is a athletics championship, it means that they need to have training.
Normally training like running might take less time.
However, in women 60m, the champion of 2017 Lunar New Year, she is from Japan.
I think she is from a new girl group(I did't know who she is, I apologize). H.U.B I think...
I can't remember. But she said she had been training for 2 months.
Archery Preliminary and Rhythmic Gymnastics will need more time for practise for sure.
Also the new sport event... men something something(I forgot the name...)
After I went on the internet, it calls Men Aerobics.
I didn't hear about this event at all so I didn't know a lot about this before I watched on ISAC.
But for event like these might need more then a month to practise.
It might take 2 months or more to make perfect.
I think they would be so tired since they didn't have time to rest(they also need to go on other normal schedules like music live)...
Other than that, on the day for recording the show, the arrangement that make people dislike is "both idols and fans cannot leave until all the events are recorded".
They will need to stay there and give reaction to others events.
But there will not be much to show on the video...
Because there were lots of idol groups(the show only televise for around 3 hours).
There were 38 groups(194 idols) in 2017 ISAC of Lunar New Year.
The shots for each group would not be a lot...
Also, the reason that I don't like about ISAC is "idols might get hurt!!!"
There're lots of example in pervious years.
For example, EXO and VIXX, they both had news about their injuries.
Some of them might need a plastic cast.
And some other injuries...
Anyway, there're lots of different news about idols get hurt while the event.
In 2017 ISAC of LNY, idols fell on the ground while relaying, kicked someone running behind them...
There's chance for our idols get hurt in ISAC.
Personally, I really like to watch the videos by fans.
Army will only focus on BTS
ONCE will only focus on TWICE
I can see lot of different interactions.
For example, BTS Jungkook, SEVENTEEN Mingyu and The8 were caught by the fans that they had interaction.
Also EXO Sehun was caught by the fans that he talked to SEVENTEEN Jeunghan because he thought he was NCT127 Johnny.
There will be some funny scene that we cannot see on the TV.
I really love and hate ISAC.
Actually I'm really happy to see my idols get the champion.
While SEVENTEEN was in the Men Relay, I was very nervous.
I stood up and "wooh~~" when they become the campion
The second variety show that I love and hate is We Got Married(WGM).
Actually I hated this long time ago.
I already get use to it.
They interaction between the "husband" and "wife" is good.
The reason that I hated this program was not complicated.
I was scared that my idols would participate in the program.
At that time, I really scared that BEAST and EXO will go on the program.
We will need to see our oppa doing something sweet with the "wife"...
Like selfie...
Sometime they might kiss(on face/lips...) while they taking wedding photo...
However, I knew that they had a script.
I still afraid that they will become real couple(in the past).
But the reason that I watch every week is I like to watch the interation between the couples.
For example Gongmyuong and Hyeseong couple that is on the show right now.
They are so sweet...
This program will make you look forward although you are single.
So right now I love WGM more than hate.
The third one I'm going to say might make you suprise...
I don't think people will hate this program.
But I don't like this program because of the safety issues...
This program is Running Man.
I think you guys are shocked. Why Running Man will mention in this video???
Actually l really really like to watch Running Man because I think it's funny.
Sometime my idols will be the guest.
Even only 6 of them(GaryT^T) doing competition or secret event.
I really love to watch Running Man.
However, sometime I will think that the game might be to dangerous.
Also, this program already doing for 7 years.
They got hurt in the program for sure,
HaHa said these 7 years, they got some aftereffect because some injured.
KimJongkook's waist hurt of long time.
Jihyo also.
Sometime the game were not really dangerous but still have chance that they will get injured by accident.
No one knows.
The last program, I think some people will agree with me.
It's Law of the Jungle(LOTJ).
This is a program that idols need to go to a place outside Korea to some island that no one live on and stay of few days.
Although there are staffs, medical team, and also clan leader Kim Byung-man.
But still have danger in the forest or when they need to go under the sea.
So I like this program because the safety issues.
TWICE Jeongyeon return to South Korea early due to an injured ankle.
BTS Jin needed to have injection right away.
Because he felt dizzy and wanted to throw up after diving.
I feel dangerous for them to do to the place like that.
I want to watch but I don't want time to get hurt...
So I love and hate Law of the Jungle.
These are all 4 Korean variety shows that I love and hate.
3 of them are because of safety issues.
1 of them is I hated in the past.
If you guys have other program that I didn't mention in this video, feel free to comment below and share with me.
Please give me a thumb up if you agree with my 4 Korean Variety or like my video.
If you want to watch more video from me, please subscribe.
See you in the next video. BYE~~~~~
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BMW X1 2.8i xDrive M sportpakket panoramadak/xenon/vol leer zwart/ navi pro/hifi systeem,VOL!! - Duration: 1:39.
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Citroën C3 1.4I LIGNE AMBIANCE - Duration: 1:14.
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BMW Z4 Roadster 2.0I / LEDER / AIRCO / EL. PAKKET / *APK TOT 9-2017* / LMV - Duration: 1:11.
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Program Pierwszy (Jedynka) - kolejne 3 bloki reklamowe,zapowiedź i pogoda z 29 kwietnia 2016 roku - Duration: 10:53.
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The Dark Knight Returns - Batman vs Superman (rescored) - Duration: 5:22.
Clark!
This is between you and me.
We don't have to do this.
Sure we don't.
Bruce, be reasonable. You know what my orders are.
Your orders?
You say you answer to some sort of authority...
They only want me dead because I'm an embarrassment!
Because I do what they can't!
What kind of authority is that?
It doesn't matter! It's their world and they won't stand for you anymore!
If it isn't me, it'll just be someone else!
Really? Who'd they send after you?
Bruce, this is idiotic!
That was 3 ribs, Bruce.
Don't make me do this.
Anything good on?
What was that? Who's out there? I want people on that roof!
What are you doing?? Do you want me to kill you?!
Oh, you're not going to kill me...
NOW!
It wasn't easy to make Clark.
It took years and cost a fortune.
Luckily I had both.
He's down here!
Eyes downside spud!
Hiyo freakin' Silver!
You're feeling it now aren't you?
What the rest of us live with every day...
Your own mortality.
Don't worry, you'll survive.
The kryptonite will work its way out of your lungs soon enough.
Bruce... your heart!
But I didn't have to go easy on you...
A different binding agent, a stronger mix...
I want you to remember that... I wanted to remind you to stay out of my way...
In all your years to come, in your most private moments...
I want you to remember the one man who beat you!
Bruce!
-------------------------------------------
Clear Congestion with Herbal Face Steam || Saturday Strategy - Duration: 3:41.
Uh! Congestion is the worst!
Nothing is more obnoxious than laying in bed unable to breathe.
What do you do when you're sick and stuffed up
and nothing is seeming to help?
Today, my friend, I want to teach you a simple and easy trick
that will not only help you combat congestion, it comes with other benefits as well.
Your nose is a very important part of your respiratory and your lymphatic systems.
It is the garbage disposal.
It is the airway and contributes to your ability to smell and to taste.
Congestion is what happens when your nose becomes stuffy and inflamed.
It is commonly caused by illness or allergies.
But did you know it can also be caused by the food you eat
or the chemicals that are actually in your environment?
Certain foods contribute to inflammation in the body.
And when the body is inflamed, it reacts by creating more mucus.
Dairy products, refined sugars can make you congestion.
Gluten is one of the things that's my triggers.
These are the most common culprits that we deal with on a daily basis.
Information also causes the blood vessels in your nose
to become irritated or a little bit swollen.
That's why it gets red, you know, when you're, blowing it
when you're congested, it kind of, it flames it up.
Inflammation is the natural response to these foreign triggers.
These invaders that come in, these substances.
In most cases, it's actually a positive thing.
But it sure can be obnoxious when you can't breathe well.
I know what it's like, I've dealt with it my own. I'm actually a little congested right now.
Sometimes, resolving your congestion can be as simple as drinking more fluids.
The thick, stuffy, plugged up nose is often a sign that you need to drink more water.
Simple and easy.
You often get stuffy because your nose is creating more mucus than water
to fight off the infection or the allergy.
Here's another trick to help you get quick relief.
Maybe you have used the hot steam before
to loosen up the congestion.
It's actually a great way to soothe coughing and mucus
when you actually are sick.
Something you can do to enhance the benefits of a hot steam
is adding some healing herbs to it.
It's kind of like when you make a warm cup of tea and inhale the steam, opens up.
Facial steam also helps to open pores,
improves circulation and soften the skin on your face.
You can do an expensive spa to experience this.
Or you can just do it right in the comfort of your own kitchen.
So here's how you do it.
Choose some of your own herbs like things like eucalyptus, lavender, thyme, basil.
Boil an inch of water in the bottom of a large pot.
Fold the towel in half and place it on a sturdy, heat-proof flat surface.
Remove the pot from the stove and heat.
Place the towel on top of your head.
Add the dried herbs and some fresh minced garlic to the water.
And then cover the lid for 1-2 minutes.
You're going to remove the lid.
Hold your face over the pot and cover your head with the towel, creating a tent.
Breathe in and out for literally 10 minutes and you're going to feel so good.
I don't recommend adding essential oils to the steam as oils are already very potent
and breathing them in this way only intensifies their properties.
If you know someone who could use this remedy,
be sure to like this video and share it.
Remember, we're in this together.
-------------------------------------------
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3 tops, DressLily review, Galaxy, Octopus, "We're All Mad Here" shirt - Duration: 4:14.
H everyone this is my review of my three
DressLily purchases first one I received
was this galaxy print hoodie I got
it in a 5x it fits me really well um it did
fade in the wash the first time I
watched it the black in the galaxies
just isn't as dark as it used to be
it's more of a light gray. fabric is thin but what
do you want for 16 bucks to view my full
review of this particular item just
click on the link below and there you go
the second item i received is this
octopus hoodies; also from dresslily
i got this in an extra-large the
reason I got this an extra-large and not
larger because it didn't come in a size larger
however when i scroll down and
look at the measurements the difference
between the galaxies hoodie in 5x in the
octopus hoodie in extra-large was only
with less than an inch
however when they came and I find there
is actual pretty big difference between
the sizes the neck is very tight I find
and I also find it very tight around the
upper arms themselves the 5x in the
galaxy is really loose and really
comfortable to move in and that's when I
find the upper part of this like the
shoulders and arms are very small
even though online the sizes save their
almost no difference at all the neck is
very uncomfortable if the hood is not up
it pulls right back all the time to
really tight in the shoulders and I'm really
disappointed that doesn't fit because
it's one of my favorite pieces
this is the third item i got this is a
"were all mad here" shirt I got this
originally in 2X and after I
ordered it I immediately canceled the
order before it was even process and I get
it sized to a 3x and I'm glad i did it fits
me perfectly
I love it there's a little yellow on the
teeth and so it's not like straight up
white i'm not sure if you can see it in
the camera it's got a little shading to
it and it's just going to twist it and i
love it
um so these are my three items i got the
"we're all mad" here shirt long sleeve
shirt the octopus hoodie and the galaxy print
hoodie now overall my experience with
dresslily he has been actually very good
if I had any complaints i emailed them
and they replied within the day
which was really nice customer service
um if I were to buy from them again i may
just buy from again if they have
something I want i'd recommend buying a
size larger than what it says
like I got three different shirt with
three different sizes and they all fit
me differently even though the
measurements in their item description
isn't that different
so my all-around recommendation is to
get what you pay for and order a size or
two larger then what your measurements
say because you can always take them in
you just can't let them out. anyway my
experiences DressLily has overall been
pretty good and i'm happy with my
three shirt and that's it for today and if
you like share and subscribe be awesome
and i'll see you next week with
something new. Bye!
-------------------------------------------
Residential Trip To Wigan & The Way Youth Zone | Weekend Vlog - Duration: 17:20.
hey guys so what's the time right
now its midnight 45
its like 12:45 and we've just reached
the youth zone in wigan ahh.. we're going to show you
around the places and yeah that's queenie right there she's... you haven't been in my vlog for
ages caus usually she helps me out
and in the outro she appears in it
but um you know i've had my own.. i got all
my equipment so now it's like just me one
man band but yeah she's back so we're gonna show you around the
youth zone and i hope you enjoy it
my favourite place
this is where we slept last time in here
because like i didnt want
waking us up so uh yeah we slept in here and hopefully
we're able to sleep in here again
ummm
this is the enterprise and employability board I
think they put like job searches and
apprentiships on here so um people can
look for jobs if they dont have any
and this is not in focus
ah its now focus now
it wasn't even in focus
that's really bad
this is the ... did we sleep in here? this is the den.. this is where we slept
the first time but
where is it now?..... *laughs* okay but this is where we slept
and we didn't like it so we moved to the music studio
uhh wherelse.. what is it this? this the engine room over there
don't know what that is but yeah
ummm
why were you in the girls room?
oh um... i was speaking to freya...oh god
but yeah this is the girls room.. this is
I think this is strictly only for the
girls but yeah they do all sorts of stuff in here... you got
like little hair parlours bits where you can like
blow dry your hair and chit chat and yeah but
the reason why we're here is because we're
gonna have a Youth Zone in croydon so
i think it's really cool that we've been able to... my face
right... are you sure?.. okay thanks so i think its really cool that
we get to come and see like different
youth zones that has already been built in the
UK (London) and yeah it kind of gives us an idea of
like what our youth zone is going to be
like in croydon and it's a great thing thing
for me
me and queenie to be a part of so yes
Queenie *yas girl* yas girl yas girl
It's the art gallery
Queenie *which leads you to know where you'll be performing later*
we're about to go into the sports arena
it's massive in here
we're going to have one similar to ours in Croydon
im actually so excited like we've already got the plan and everything
for ours so hopefully in a few weeks ill be
able to show you that
um so we're gonna get ready for bed
because it's like really late so hopefully
we can get ourselves in the music studio
and go to bed caus i am tired
yeah so I'm gonna go sleep now and yeah
tomorrow should be a lot more fun caus apparently
we're going to to the town centre they've got five
guys all sorts of food courts and i really wanna try
five guys caus i haven't been there
and like everyone's telling me to go there
so that'll be fun
but yeah ill check in with you guy's tomorrow
good morning everyone it's 8:43 and we're on our way
to get breakfast... uh this morning was
really actually hectic we had to like shower and
im not really used to bathing with
like people in like the same room so me and like queenie and everyone else
waited until they left.. um but yeah
and now we're the last ones
we were like the last one's last time weren't we?
yeah
so we're just on our way to go and get some breakfast yesss
*Rasheed* is that yours?
yes
*Rasheed* oh your filming!
Hello i'm Rasheed
from Manchester originally from Italy
my parents are nigerian though
and thats Chinelo (aka Queenie)
and thats Kadi
and thats Ross
and thats Nickita
and this is Panet
Harvey
Carolina
um Freya
*no im camera man*.... its a
video... it's a video
uh i've got my lunch we kinda had to
make lunch and stuff
so i got ham sandwhich, cheese and onion, orange and kit kat
cookie and cream
so yeah and um i really wanna try five gus
I don't know if we're gonna be able to
go to the town centre it's like a lot of mixed
answers someone is saying that we might do like
a dragons den thing because there's not enough adults to like
look after us and that so im not sure if we gonna go to the
town centre but i hope that we can so yas
just waiting on everyone else and
hopefully you'll be seeing a few clips of us
out in manchester so I kind of
just wanted to sneak in and and show you
guys the venue this is where people
come and perform hopefully tonight i'll be able to
perform but yeah i kinda just wanted to sneak in and
show you caus this is like a music
vlog and i kind of want to make it music
based as much as possible so here it is
that is stage of *its out of focus*
*its out of focus* that is the stage
hopefully i'll be performing here I
don't know how the day's going to go
i have no idea how the day is going to go to
but I'm hopefully i am able to come
down here tonight and show you
that if i do perform or not
so yeah i really do hope we.. everyone keep saying that
not going to the town centre and then we're
going
i cannot take this coldness seriously
i cant.. i hate ... I don't mind the
coldness but I don't like the umm the
breeze that comes with it
I don't like it at all
hi her vlog i've invaded it again it's georgia
whats your name? let everyone know!
Hi my name is (aka Siri) i have a long surname here
so we're just in tesco's looking for some ingredients
what else do we gotta get guys it's flour in it
flour and whatelse? *Queenie* strawberries
*Queenie* yeah we wait we just passed..
*Rasheed* we're forgetting about yeast in there though
i dont think we need yeast
I dont I've never made cake with yeast before
yes *Rasheed* vanilla extract
its really annoying why cant they have flour that says
gluten-free on it but I feel sorry for
the people that want to make cakes that
don't have and have to go to a specific place
in order to get like what they want
you found it!?
yaaay you found it
where was it?
up there
yass girl *Rasheed* we still have
will you go in bitch
*laughs*
please, thankyou
*Rasheed* look at the reciept!
Tesco was a success!
so yeah now we're on our way back and im hopefully
we can just start its eve.. its a group of four innit?
its a group of four *Queenie* wait we're five
group of five so we *Queenie* no wait we're 6
it's a group of guys make up your mind *Queenie* no we're 5
its a group of 5 so we have an hour each to *Queenie* wait do you mean
how many groups? yeah *Queenie* oh 4
there's a group ok so there is a
group of 4!! *laughs* and we have
an hour to um... oh god car car car car car car
we have an hour to make
the cake so hopefully we're able to do
it in that amount of time and yeah
*Rasheed* shes always vlogging arent you.. i have i have
to *Rasheed* why do you have to .. I have to vlog these moments
guys they need to know... what eh . it is
on.. yeah it is it's recording.. its because sometimes my hand
goes over this *Rasheed* is it gonna be on youtube i wanna see myself after that
oh god .. yeah *Rasheed* i am Rasheed
you're gonna look at this afterwards .. oh my god *laughs*
guys you guys are too much man
*Queenie* im rasheed... literally hes like
the star of this vlog like literally he makes me laugh
all the time omg
guys were in the recording studio it is so cool
look at it it's amazing ahhhh
one of my like things what i wanted to
do when i got here was to come her and actually
be in this room and it's happened so i'm in this room and it's
amazing
waiting for your call
i wanna fit the piece together
you built a wall
solid rock there's no way over
was it me
did i put you under pressure
i wanna see
you
see me ohh
im giving it my all
but i'm not the guy your taking home
oo i keep dancing on my own
i just wanna dance all night
i'm all messed up im so out of line
stilettos and broken bottles
i'm spinning around in circles
im in the corner
watching you kiss her ooo
*Owen* and then it goes to a G .. okay *Owen* so it's just a G
*Owen* so far away
i'm in the corner watching you kiss her ooo
im in the corner
watchin you kiss her
ohhhh ohh ohhh oooo
so far away
but still so near
the lights come on
the music dies
halo
i can see you halo
halo
halo
halo
halo
halo
ooo
halo
i can see your halo
halo
halo
halo
i cann see your halo
halo ooo
*Judges* there are two teams that are left
either Team 1 or Team 3
Team 3 we liked the healthy eating that was promote and humor and personality was shown
scored 29
and the other team combined score is 33
*Rasheed* us
so the winner
and the proud winners of a HEALTHY option
easter egg caus we decided its got protein and nuts in it
*laughs*
a wooden spoon which is better for the enviroment
*laughs*
is... Team
3
i didnt think we would win oh my god
i didnt actually think we would you know
i did not actually think we would win
ohmygod
guys remeber when we were struggling in that kitchen guys
guys the struggles *Rasheed* yeah the struggles
the struggles in the kitchen
the struggles and we won through all the struggles
ohmygod
i can't belive it guys
i actually can't belive it
guys yes team yes
hey guys so currently its sunday right
now whats the time it's like 10 past 8
i think but um i'm gonna leave this video right
here because it's not really much going
on today caus we're leaving but we are going
to see another youth zone in
Wolverhampton and it's called The Way so I'm
going to leave like little clips of that
but yeah if you enjoyed the video don't
forget to give it a like
comment down below what your favorite
part of the youth zone was and what would you
like to see in a youth zone and do not forget to
subscribe to the channel for more weekly
covers and like occasionly music vlogs
depending on like where i go and what i do so yeah i
will see you guys in the next video
by do you wanna say see by seeing as your here
*bye* bye guys
-------------------------------------------
How to Create an Effective Budget using Google Sheets - Duration: 9:26.Hello, in this video we'll be creating an
effective budget using Google Sheets
Google Sheets is a web-based spreadsheet
application similar to Microsoft Excel
we're using Sheets because it's free and
doesn't require you to download and
install any software. Please feel free to
use Excel or your spreadsheet
application of choice as the exercises
we'll be performing should work in them as well
In order to follow along with this
tutorial you'll need the following things;
a gmail or google email account, a list of
your weekly, monthly and yearly expenses,
a track record of your spending for, at
least, the last week and it'll help if
you got some spreadsheet experience as well
For this tutorial, I'll be using an
example household with two income
earners, each with a salary of $36k
after tax, this will give them a
combined total household income of $72k
In order to get started, let's firstly go
through to google.com, you'll want to sign
into your Google account, then Google or
look up "spreadsheet", go to Google's link for
their spreadsheet application and finally
create a new spreadsheet
Let's do that now
[Go to google.com]
[Sign into your Google account]
[Google or look up "spreadsheet"]
[Click on Google's link for their spreadsheet app]
[Create a new spreadsheet]
Before we begin, here's a quick preview
of what will be making. The Blue section
is a list of all of our expenses ordered
from the top down by yearly, monthly and
weekly amounts. They've been calculated into
fortnightly amounts for my 52-week savings
program. The colored sections indicate
the amount entered as is whereas the
grey boxes have been adjusted. The Red
section is a list of all the bank
accounts we'll be distributing our funds into
There's two expense accounts; one for weekly,
fortnightly and monthly payments and the
other is for yearly payments. Below
the experiences you'll see there's four
savings accounts. The percentage for how
much each account gets adds up to a
hundred percent. The total percentage of
the savings accounts get is based on the
remainder of any funds after all
expenses have been accounted for
Finally, the Green section is a list of
all income sources. For our example, it is
our two income earners. You can see how much
they both get as weekly or fortnightly
amounts. Now that you've seen what we'll
be making let's get started. We'll begin
by adding our headers starting with
Budget for the whole page, then the Blue
section, Green section and Red section
Under the Green section for Income
Sources you'll want to put "Earner #1"
and "Earner #2"
Both of our income earners get $45,000
before tax. The value that you enter into this field can
be turned into a currency value just by
clicking the dollar sign in the menu
likewise the Tax Rate can be adjusted
into a percentage value by clicking the percentage sign
in the menu as well
The Tax Amount is a formula based on
the value in the Before Tax times [multiplied] by the
Tax Rate Amount. To do this you type in
equals then select the first value Before
Tax, the symbol for times [*] and then the
second value for the Tax Rate
Press enter
The After Tax value is a similar
formula. In this case you'll type in equals,
then select the value for Before Tax and
minus it by the Tax Amount. Repeat the
process for Earner #2. For our
example we only have two sources of
income but you could add additional
sources of income depending on your
circumstances
Let's leave a few blank spaces and
we're going to add up the total of our
sources of income. The best way to do
that is to do a SUM formula. What we'll
do is we'll type in equals, then we'll type in
SUM and then within brackets you'll want
to select the rows that you'll want the
total of. Do that now. We're going to call
this value Total Income After Tax
Next we're going to work out our Weekly Income
which is a formula based on our Total
Income After Tax value divided by 52
or 52-weeks. The Fortnightly Income value is
based on the Weekly Income value times
by two. This completes our exercise for
the Green section. Now we're going to
move back to the Blue section and
enter in our expenses
Once you've got all your expenses listed
then you'll want to reorder them starting
with the yearly expenses grouped at the
top, followed by the monthly expenses
grouped in the middle and the weekly
expenses group at the bottom. For my example
I've listed two savings funds in within the
expenses. You may have a similar
situation. For the fields that don't
already have values in them you can
calculate them like so;
where there is a Monthly value then
Yearly value can be entered in as the
Monthly value times by 12, where there's a
Yearly value but no monthly value then
the Monthly value can be calculated by the
Yearly value divided 12, where there's a
Monthly value but no Weekly value then
Weekly value can be calculated by the
Monthly value times by 12 divided by 52
and when there's a Weekly value but no Fortnightly
value it is the Weekly value times by 2
We can calculate the total of all expenses
by Yearly, Monthly, Weekly and Fortnightly by
using the SUM formula
and we can calculate how much we've got
left over for our savings by minusing [subtracting]
the Weekly or Fortnightly Expense
Amounts from the Weekly or Fortnightly
Income Amount. And that completes
this exercise for the Blue section
And finally, the Red section and that's
where you'll manage your funds transferring
either between a Check/Cheque or Savings account
For my budget, I have two Expense
accounts; one which handles my Weekly,
Fortnightly and Monthly expenses and a
separate one which handles my Annual
payments. To calculate what your total
should be between the two types of
Expense accounts, you'll just do a SUM of
the Yearly fields and then a separate
SUM for the non-Yearly fields. The total
of these two fields should be the same
as the one above, giving you the total of
your expenses. Next we'll want to work out
what we want to save towards. For my
example, I've got four savings accounts this
makes it easier to calculate a
percentage by. For example, for our four Savings
accounts you could divide it by
twenty-five percent each. You can of
course have more or less just as long as
the total equals a hundred percent
You'll notice that I've added some
percentage values starting with 50%, 20%, 20%
and 10% all of which add up to a
hundred percent. These are the percentage
values I want to use based on the
remainder for the Savings Amounts so to
do the calculation we'll enter equals
then the Remainder for the Savings Amount
times by the percentage value. The sum
of these should equal the Remainder of
the Savings Amount. And finally, we'll
want to add the Expenses Total plus the
Savings Total and then you should have
the same amount as the Income Total
If these values don't match then you may
have an error in one of your formulas
please review them again
To summarize, this is what each of the
sections do; the Green section shows
money going into your household while
the Blue section [generally] shows money going out of
the household and then finally the Red
section is how you manage your funds by
transferring from one account and into the other
This should give you a good picture of
your overall situation and if you find a
discrepancy with your numbers you may
have an expense you're not accounting for or some
of your numbers may be lower than what
they actually are so you'll want to review
those again. Once you've got an accurate picture
of your experiences and how you're
handling your funds then you can make
adjustments as needed. And that completes
this tutorial for Creating an Effective
Budget using Google Sheets. I hope you
enjoyed it, I'd appreciate your feedback
in the comments section below. My name is
Clifton please Like, Follow and Subscribe
to my YouTube channel which is 52WeekHSC
I also have a Facebook, Twitter and Instagram account
and I'll see you in the next video. Bye
-------------------------------------------
HOW TO PLAY WITH TWO HANDS PART THREE - Duration: 4:34.
hi, i'm Moskvin
and this is the third tutorial from course
"HOW TO PLAY WITH TWO HANDS"
this lesson will make your hands and brains move
and apply knowledge of the SEGMENTS
play kick and bell at count "I","II","III","IV"
like in upper picture ,
in lower picture bell shifted to the 'and' count.
now add hi-hat to the right hand,
and bells became twice as many.
play bell with kick and hi-hat, like in upper picture.
in lower picture bell is played between kick and hi-hat.
Now we can see the simplest beat in right hand.
bells lined up in the ladder
play the same.
in upper picture play on count, in lower - between.
I change only a beat.
kick was added in a count of "II" and "IV" like in "tutorial from zero"
step by step we learnig beatmaking basics
and music in general
and we get closer to concept of rhythmic values
about this in the next video
home task.
To get DRUMPADS 24 promocode for 200 coins
you have to write down second third and fourth bars of this composition.
First bar I wrote by myself to make it clear
how to write the pads that you need to hold.
And drums I also noted by my self.
Your task is write down the melody,
take a picture
and be the first who post the right answer on Google Plus
under this video.
Good Luck!
Subscribe to the channel, if you don't wanna miss the next videos
hit like
up your skill
keep grooving
make beats not war !
peace !
-------------------------------------------
Cities: Skylines — THE COASTAL PARK IS COMPLETE (Pando Outfalls Ep. 14) - Duration: 13:40.
Hello everyone!
And welcome to episode number 14 of Pando Outfalls, a Cities: Skylines Playthrough!
I'm your host, T4rget, and in this episode we are finally going to finish our coastal
park that we have been working on throughout the past couple of episodes.
Without further ado, let's start building and I will meet you at the end of the timelapse.
Enjoy the video!
I hope you have enjoyed the timelapse, and here we are for another progress update.
The first thing I would like to talk about is the right end of the park which I have built.
The entire coastal road ends at a tunnel that I then connected to our main city.
I have decorated the shore with rocks, which protect the park from floods caused by heavy rains.
I have also added some vegetation over here, following the same strategy used on past episodes
where I place bushes first and then finish the whole thing with several types of trees.
We now move to what I think is the highlight of this episode, which is the area beneath
our main bridge.
The goal was to create kind of an underground leisure area, where I have put a couple of
skate parks and some commercial buildings.
I have also placed a terminal metro station in this area, which is connected to a pedestrian
walkway and bridge, giving access to the train station on the upper part of the city, as
well as to another metro line.
It is a convenient way of encouraging citizens to switch between public transportation options
while enjoying the sights of the city and river.
Here we have another shot of this area, where we can see not only the metro station more
clearly, but also the commercial buildings and a couple of parking lots that I have placed.
I have also added a loading area for our commercial zones, which you should be seeing right now.
I tried to add quite a bit of detail to this area by adding some portable offices and decals,
and as you can see one of the trucks is also being offloaded this very moment with a forklift.
We now move on to a more internal part of the park, where I have placed this custom
plaza with a pavilion in the middle.
I decorated it with some flower corners and also with some benches.
This seemed a suitable area to also place a restaurant pier as well as some fishing
boat rental units, which I think turned out quite nice.
Finally, I went back to our leisure and tourism boulevard, where I added some nice palm trees
to the main avenue, which I think made this area much more attractive and much more suitable
for our citizens.
But that will be it for today.
Thank you so much for watching all the way until the end.
I hope you have enjoyed this video.
If so, don't forget to subscribe to follow the development of this city.
Also, if you want to stay ahead of what's happening, don't forget to follow me on
Twitter, where you will have access to sneak peeks to future videos.
The link will be in the description.
But again, it's time to say goodbye, and I will see you on the next episode.
Bye bye!
-------------------------------------------
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Don't forget to SUBSCRIBE, like, comment and share the mix if you enjoy it!
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