if you're looking for an easy way to give stock as a gift this is one of the
easiest ways I've found and so in this video I'm going to walk you through how
this process works and the company that does this and why I like it so much
all right so this is a look at their website and this website is called Stockpile
and we'll have a link up above that will take you over there they occasionally
have a sign-up bonus of like $5 free stock and so if they have that available
have that linked up above and down in the description below and essentially
what I love about this site is that they allow you to start investing like they
say just for five dollars and what is great about that is they allow you to
buy fractional shares of stocks and they're actually very few companies who
actually will allow you to do this almost every stock broker online forces
you to buy an entire share of a stock for example Amazon's stock price right
now is around seventeen eighteen hundred dollars at the time of this recording
and so you would need that much to buy one share of Amazon but with the tool
like Stockpile here you can get in for a small fraction of that amount so what
does this mean for you and I as gift givers and I think this is a great
option for Christmas gifts and birthday gifts because it's something that
potentially could make them more money and somebody could it's it's like a
modern-day version of the savings bonds that a lot of us got as kids but what I
like about even more is it gets kids and teenagers interested in the stock
marketing interested in investing because they have little gift cards like
this where you can send your little nephew this $25 gift card that allows
them to get $25 worth a Amazon stock they just need to take it to the website
sign up it doesn't cost them anything and there are other ways you can give
stock as a gift but this is by far the easiest cleanest I think best gifting
experience to where you actually have a gift card that you can give someone and
to be honest I just think it's a really cool idea now if you want to see how
this works once your recipient gets the actual gift card and how they redeem it
we'll just walk through that process right now so all they need to do is come
over to the Stockpile website and then go to redeem hit redeem right here it's
gonna take them to a page that looks like this they just enter this redeem
code it's a lot like just having a gift card and then after units the redeem
code it tells you you're about to own $25 Apple stock so at this point if they
did want to get a different option if they wanted to invest
like an ETF or if they wanted to invest in a different stock they could they
could click other options and go down that path but in this case we're just
gonna click get this stock and then we're gonna now just quickly create our
account and then we can click sign up all right then we just click redeem the
gift it's telling us what it is trading per share it's one hundred eighty two
dollars per share so we don't have to spend that much we can get it for twenty
five dollars in this case and then we're gonna go ahead and click redeem and then
what we're gonna get is a portion of a share of Apple stock and that's really
all it takes to take one of these gift cards and redeem it and turn it into
something hopefully you know far more valuable than what you're actually
spending so it's a gift that actually makes them money instead of one that is
getting thrown away in a couple years so here's the handful of questions that I
had and wanted to get answered before I move forward with this so I'll just
answer them here for you and if you have any other ones you can ask down in the
comments down below or check over at Stockpile website and we'll go from
there so one thing I was wondering about is are the kids going to be charged fees
like monthly fees in their account because I remember having an IRA that I
opened as a teenager and they charged me like a $20 monthly fee and I watched my
balance go from I think it was like two or three hundred dollars down to zero
and the fees literally ate all of my investments out of my account and
thankfully Stockpile doesn't have any fees and they have no minimums
additionally if the kids or any of the gift recipients want to invest more they
can invest more for ninety nine cents a trade now that is pretty much the
cheapest that I've found it any online broker and so I love how accessible
they've made this for the younger generation and if you're wondering how
to actually give these gift cards so I think these are sold in some stores but
you can go to the website you can buy these you don't even need an account to
buy them so you just buy them directly from their website you also can send an
eGift where it will send them an email where they'll have a basically a virtual
gift card attached to it and then you can also print one off at home and put
it in a birthday card or something like that to hand that to them as well no I
think these plastic cards just feel like a normal gift card and I think it's a
really cool way to do it but it cost you a few bucks extra to do these and
additionally you have to wait for them to arrive in the mail so whatever works
best for you but all in all I just think this is a great way to give a gift and
I'm super excited about it so I hope this helps you and if you're new to our
channel my name's Bob Lotich and what we do here is we talk about practical ways
to kind of put more money in your pocket via savings
investing paying off debt all these different things and then we also talk
about some of the timeless biblical principles of how to manage our money
wisely you know many people are surprised at this book that's thousands
of years old actually is very timely advice for how we should manage our
money and in fact it actually works so that's what we talk about in this
channel so that interest you definitely hit that subscribe button so you can
hear from us and to create more stuff like this and if you enjoyed the video
please let us know by leaving a thumbs up down below and that's all for today
so have a great rest of your day and I will see you in the next video
For more infomation >> How to buy stock as a gift - Duration: 4:59.-------------------------------------------
Новогодняя композиция с птичкой❄🐦🎄 🎅. Мастер-класс - Duration: 19:49.
The workshop of Valeria Radyk "The Magic World of manual creativity"
Hello everyone, Valery is with you! Welcome to my magical world of creativity!
Today, we will create a New Year composition from scrap materials.
Materials: thermo-gun,
polymer glue
corrugated cardboard, light linen fabric (you can use another suitable fabric),
twine, white spruce branches (you can apply green branches, muting them with white paint)
blue beads, wire for beadwork,
tree branches
A4 white paper (for a candle), scissors,
lace, snow paste (link in the description under the video)
knife on gypsum board or model knife,
thin cardboard (for a candle),
bird purchased or homemade (how to make it-link under the video),
large mother of pearl beads or small Christmas balls,
acrylic paints, acrylic lacquer,
snow glitter,
brushes for paints and varnishes,
ready-made openwork leaves (reference to making similar leaves is in the description below the video),
The tooltip is in the upper right corner of the screen.
We dull to work:
Cut out of corrugated cardboard four identical parts: 23 by 14 centimeters,
You can make the base of any other size. Details glue.
We also cut out four rectangular parts measuring 18 by 8 centimeters.
We glue the parts together.
I'll glue the house into the base,
To do this, cut a hole at the base of a bit larger than the size of the bottom of the house.
The house will not be in the middle, but slightly offset to one side.
We glue the fabric with polymer glue6
Apply snow paste to the window and roof
link to a master class on making pasta in the description under the video.
As well as a hint appears in the upper right corner of ekan.
After hardening, paste the paste with acrylic varnish with the addition of glitter.
In my work, I use these leaves
A link to a master class for making such leaves is in the description below the video.
In addition to the leaves, I will apply natural branches painted white,
I will also use white fir branches,
White branches are not necessarily white, you can muffle them with white paint using a sponge,
The branches are also varnished with glitter imitating snow.
Optionally, the base can be made wider and on the reverse side you can also place the composition.
You can also attach a garland around the house and the base.
I would be glad if you like my master class and benefit.
I thank my subscribers for what I have!
Thank you for your kind words, for your support,
thanks for "likes!
I am very glad that in my master classes you can make your wonderful works!
I wish you all a creative inspiration,
New Year's mood
and all the most magical and beautiful!
See you again!
-------------------------------------------
Mónica Godoy dijo estar feliz con su regreso a las teleseries: "Era el momento de volver" - Duration: 2:34.
For more infomation >> Mónica Godoy dijo estar feliz con su regreso a las teleseries: "Era el momento de volver" - Duration: 2:34. -------------------------------------------
Karine Ferri comblée et en confiance, un autre bébé en route ! -[Nouvelles 24h] - Duration: 2:23.
For more infomation >> Karine Ferri comblée et en confiance, un autre bébé en route ! -[Nouvelles 24h] - Duration: 2:23. -------------------------------------------
Urban U: Season 1, episode 3 - Duration: 26:47.
♪ [THEME MUSIC] ♪
>> WELCOME TO URBAN U.
I AM TINABETH PIÑA.
>> AND I'M ARI GOLDBERG.
THIS MONTH WE'RE AT JOHN
JAY COLLEGE.
>> WE HAVE GOT A BUNCH OF
INTERESTING TOPICS COMING UP
FROM BEES TO INVESTIGATIVE
JOURNALISM TO A CITY TOUR
BY A CUNY PROFESSOR.
>> FIRST, LET'S CHECK OUT THE
NEWEST.
MOST OF US THINK OF BEES WHEN IT
IS WARM.
I WENT TO THE ROOFTOP IN
MACAULAY HONORS COLLEGE,
BUZZING BEES ARE YEAR ROUND.
>> WE DID BUY THEM ONLINE.
THEY COME IN THIS CRATE YOU
CAN SEE THROUGH.
THEY NEED TO BREATHE.
THE PEOPLE AT THE POST OFFICE
WERE FREAKED OUT.
THEY WERE LIKE COME GET YOUR
PACKAGES.
YOU PRY OPEN THE TOP AND POUR
THEM INTO THE HIVE.
IT IS PRETTY EASY ACTUALLY BUT
WALKING THROUGH THE STREET
WAS INTERESTING.
>> WHAT YOU ARE LOOKING AT HERE
ARE THE MACAULAY HONORS
COLLEGE'S BEEHIVES.
SPEARHEADED BY THE GREEN
INITIATIVE CLUB.
STUDENTS AND ADVISERS HAVE BEEN
MAKING A HOME FOR BEES.
>> WE RECEIVED $1000 FROM CUNY
SUSTAINABILITY COMMITTEE TO
FUND A SUSTAINABILITY PROJECT
AND THAT COMMITTEE WITHIN
MACAULAY STUDENTS, STAFF ALIKE
THOUGHT THAT
THE BEES WOULD BE THE MOST
INTERESTING PROJECT TO DO.
WHEN I REALIZED THE BEES WERE
COMING TO MACAULAY I WAS LIKE
I HAVE TO SEE WHAT THIS ENTAILS.
I CAME.
I SAW WHAT IT WAS ALL ABOUT.
I HELPED OUT IN MY OWN SMALL
WAY, TAKING CARE OF THE BEES.
AFTER THAT I WAS JUST HOOKED.
WE DO NOT OFTEN THINK ABOUT
HOW IMPORTANT BEES ARE.
MOST OF THE TIME PEOPLE THINK,
IT IS A BEE, KILL IT.
IT IS GOING TO STING YOU.
BEES POLLINATE OVER A THIRD
OF OUR FOOD SUPPLY.
THEY ARE NECESSARY FOR HOW WE
EAT.
>> SINCE THE MACAULAY BEEHIVE
PROJECT STARTED A FEW MONTHS
AGO, THE BEES DID NOT HAVE A
FULL SUMMER TO FEED THEMSELVES.
SO WHAT THE REST OF THE
BEEKEEPERS ARE FOCUSED ON IS
GETTING THE BEES
THROUGH THE WINTER.
>> WHEN YOU LIFT UP THE HIVES,
YOU ARE GOING TO SEE IT LOOKS
LIKE FILING CABINETS.
EACH ONE CONTAINS HUNDREDS OF
BEES.
I CANNOT GIVE YOU AN EXACT
NUMBER BUT I WOULD SAY --
UPWARDS OF 2000-3000.
>> THE HONEYBEES' IMPORTANCE TO
OUR FOOD SUPPLY CANNOT BE
OVERSTATED.
UNITED NATIONS REPORTS THAT
POLLINATORS LIKE BEES DRIVE $600
BILLION IN THE ECONOMY.
DUE TO PRESSURES LIKE
PESTICIDES,
DISEASE AND HABITAT LOSS,
WILD BEE POPULATIONS HAVE BEEN
DECIMATED.
AS SUCH, MACAULAY HOPES
OPPORTUNITIES LIKE THIS FOR
PEOPLE TO BE HANDS-ON WILL
INSPIRE EDUCATION, AWARENESS AND
CONSERVATION EFFORTS BECAUSE THE
EXCITEMENT TO GET
UP CLOSE AND PERSONAL IS A
THRILL.
>> YES.
YEAH, IT HAS BEEN A SUCCESS.
THE STUDENTS HAVE BEEN
RECEPTIVE.
WE HAD A WORKSHOP LAST WEEK.
WE HAD 20 STUDENTS WHO WERE
EAGER TO GET THEIR HANDS ON THE
BEES.
FIVE OR SIX TOOK TURNS OPENING
UP AND LOOKING AT THE BROOD OF
THE HONEY.
IT WAS EXCITING AND THE STAFF
ALIKE ARE -- WHAT IS GOING ON
WITH THE BEES?
WHEN ARE WE GOING TO GET HONEY?
>> WHAT WOULD YOU SAY TO A
STUDENT NERVOUS ABOUT COMING UP
HERE?
>> THEY ARE NOT OUT TO GET YOU.
THERE IS NOTHING TO BE AFRAID OF
AS LONG AS YOU ARE CAREFUL AND
MINDFUL.
THEY ARE WILD ANIMALS AND NEED
THEIR SPACE.
>> I WOULD SAY THANKS TO THIS,
PEOPLE HAVE BEGUN -- WE HAVE
LEARNED MORE ON THE IMPORTANCE
OF BEES AND BEGUN TO INCREASE
AWARENESS.
>> FROM THE BUZZING BEEHIVES
HERE IN MACAULAY HONORS COLLEGE,
I'M ARI GOLDBERG.
>> PROFESSOR CECILIA RUIZ
IS AN AUTHOR ON THE RISE.
WE TALKED TO HER ABOUT HER
RECENT WORK.
>> MY NAME IS CECILIA.
I AM AN ACTOR, AN ILLUSTRATOR
AND A GRAPHIC DESIGNER AND I'M
A TEACHER AT QUEENS COLLEGE.
I TEACH GRAPHIC DESIGN ONE
AND DESIGN FOUNDATIONS.
MY ILLUSTRATION IS FLAT
AND GRAPHIC.
NOT A LOT OF VOLUME.
I USE FLAT SHAPES.
>> THE MEXICO NATIVE USES THIS
STYLE TO ILLUSTRATE TOPICS
RANGING FROM DARK HUMOR TO A
COLORFUL CHILDREN'S BOOK
INSPIRED BY A TIME IN HER LIFE
AND HER COUNTRY'S HISTORY.
>> A GIFT FROM ABUELA IS MY
FIRST CHILDREN'S BOOK.
THE STORY IS BASED ON A PERSONAL
STORY, SO SOMETHING THAT
HAPPENED TO MY
GREAT-GRANDMOTHER.
>> MEXICO WAS SHAKEN BY AN
ECONOMIC CRISIS THAT LED TO
INFLATION, PROMPTING THE
GOVERNMENT TO CHANGE CURRENCY.
SHE HAD A CLOSE BOND WITH HER
GREAT-GRANDMOTHER BUT
THEY BEGAN TO DRIFT APART
AS THEY BOTH GOT OLDER,
UNTIL ONE DAY SHE DECIDED TO
CLEAN ABUELA'S HOME.
SHE DISCOVERED A BAG OF MONEY
THE ELDER WOMAN HAD BEEN SAVING
BUT FORGOT ABOUT.
>> THE BILLS WERE NOT IN
CIRCULATION ANYMORE SO SHE LOST
ALL THIS MONEY.
IT WAS VERY STRANGE.
THIS IDEA OF MONEY LOSING VALUE.
THIS HAPPENED TO MY GREAT
GRANDMA,
IT WAS FUNNY.
IT WAS LIKE A SOUVENIR OR
SOMETHING.
>> THE MORAL OF THE STORY,
FAMILY IS MORE IMPORTANT THAN
CURRENCY.
>> I WOULD LIKE PEOPLE TO THINK
ABOUT THE RELATIONSHIP WITH
THEIR GRANDPARENTS AND HOW
SPECIAL THOSE RELATIONSHIPS ARE.
>> FOR HER FIRST TITLE RELEASE,
SHE DELVES INTO THE WORLD WITH
DARKENED HUMOROUS TALES FITTING
FOR THE BOOKS HALLOWEEN RELEASE
DATE.
>> THE BOOK OF EXTRAORDINARY IS
A COMPILATION OF STORIES, TRUE
STORIES OF PEOPLE DYING IN
UNUSUAL WAYS THROUGHOUT THE
HISTORY.
THEY ARE MIND BLOWING.
THERE IS A LOT OF IRONY.
A LOT OF THEM HAVE A SENSE OF
POETIC JUSTICE.
THERE WAS ONE THAT I LIKE.
IT IS THIS VIKING.
HE DECAPITATED HIS OPPONENT AND
TOOK THE HEAD AS A VICTORY TOKEN
AND STRAPPED IT TO HIS HORSE'S
SADDLE AND AS HE WAS RIDING
THE TEETH ON THE HEAD
SCRAPED HIS LEG AND HE DIED OF A
FATAL INFECTION.
♪
IN COLLEGE IN MEXICO, I HAD GOOD
ILLUSTRATION TEACHERS.
WE DID NOT HAVE THAT MANY
ILLUSTRATION CLASSES.
SO, WE HAD TWO ILLUSTRATIONS
IN THE ENTIRE PROGRAM,
SO I ALWAYS FELT I WANTED MORE.
>> SHE HAS COME FULL CIRCLE
AS A QUEENS COLLEGE PROFESSOR
WORKING WITH STUDENTS AT THE
BEGINNING OF THEIR OWN JOURNEYS
IN THE ARTS.
♪
>> WE ARE TAKING YOU BACK TO THE
1950s.
ONE OF CITY COLLEGE'S MOST
FAMOUS GRADUATES IN
ALL OF CUNY HISTORY.
♪
>> VACCINES ARE CONSIDERED ONE
OF THE GREATEST PUBLIC HEALTH
ACHIEVEMENTS IN HISTORY.
IT IS EASY TO TAKE FOR GRANTED
THESE SHOTS BUT 2-3 MILLION
DEATHS ARE PREVENTED
EVERY YEAR.
WE THOUGHT IT WOULD BE
INTERESTING TO TAKE BACK TO A
TIME BEFORE VACCINES AND HOW
A CITY COLLEGE GRADUATE,
JONAS SALK CAME TO THE RESCUE.
IN THE 1950s, OUTSIDE OF
COMMUNISTS, POLIO WAS THE
SCARIEST THING THAT COULD
HAPPEN IN YOUR NEIGHBORHOOD.
POLIO COULD RESULT IN PERMANENT
PARALYSIS AND DEATH.
THE INFECTION RATES IN THE U.S.
WERE OVER 20,000 ANNUALLY.
IN THE EPIDEMIC OF 1952, IT WAS
58,000 WITH 3,200 DEATHS.
JONAS SALK WAS THE RUSSIAN
JEWISH IMMIGRANTS AND THE
FIRST IN HIS FAMILY TO ATTEND
COLLEGE.
IT WAS A TIME WHEN UNIVERSITIES
WERE RELUCTANT TO ADMIT JEWISH
STUDENTS.
HE WAS ABLE TO ENROLL AS A
15-YEAR-OLD.
HE WOULD GO INTO THE FIELD OF
MEDICAL RESEARCH.
IN 1955, HE DEVELOPED THE FIRST
EFFECTIVE POLIO VACCINE AND
GAINED CELEBRITY STATUS
WORLWIDE AS OTHER COUNTRIES
ADOPTED HIS VACCINE.
FROM THE CASES IN 1952, BY 1961
ONLY 161 CASES WERE REPORTED
IN THE U.S.
EXPERTS ESTIMATE THE VACCINE
COULD HAVE BEEN WORTH $7 BILLION
IF PATENTED BUT DESPITE
ACCOLADES FROM PRESIDENT
EISENHOWER, HE REMAINED GROUNDED
AS A PUBLIC SERVANT.
WHEN ASKED WHO OWNED THE VACCINE
PATENT --
>> THE PEOPLE, I WOULD SAY.
THERE IS NO PATENT.
>> SINCE 1955, EVERY YEAR,
CITY COLLEGE HAS HONORED
THIS FAVORITE SON'S LEGACY,
WITH JONAS E. SALK SCHOLARSHIP
AWARDED ANNUALLY TO EIGHT
OUTSTANDING GRADUATES IN THE
MEDICAL FIELD.
>> SUMMER CAN LAST A LIFETIME
FOR CHILDREN.
THIS FUND IS TO MAKE SURE KIDS
FROM LOW INCOME COMMUNITIES GET
TO EXPERIENCE JUST THAT.
♪
>> I AM A BORN AND RAISED CHILD
FROM THE BRONX.
I NEVER WENT AWAY FOR
THE SUMMER.
THE SUMMER FOR ME WAS IN MY
NEIGHBORHOOD.
WE WOULD OPEN UP THE STREET
HYDRANTS AND GO TO THE LIBRARY,
WHICH WAS IMPORTANT.
WE WOULD GET THE FREE BREAKFAST
AND LUNCH PROGRAM.
IT WAS GREAT.
IT WAS A WONDERFUL SUMMER.
BUT AS A GROWN-UP, I KNOW HOW
MUCH I LOVE BEING ABLE TO ESCAPE
AND SEE THE BEAUTY OF THE
OUTDOORS AND HAVE THAT CHANCE --
>> THE FRESH AIR FUND
STARTED 140 YEARS AGO,
AGO WHEN A MINISTER MANAGED TO
SEND CHILDREN AFFECTED BY
TUBERCULOSIS TO RURAL
PENNSYLVANIA WHERE THEY COULD
SPEND TIME WITH LOCAL FAMILIES
TO CLEAR THEIR LUNGS.
>> WE HAVE AN EXTRAORDINARY
NUMBER OF FAMILIES WHO VOLUNTEER
TO HOST CHILDREN FROM NEW YORK
CITY.
THE PUBLIC HEALTH ISSUE TODAY IS
NOT TUBERCULOSIS BUT OUR
CHILDREN ARE FACED WITH TOO MANY
ISSUES, WHETHER IT BE THE
INTENSITY OF COMMUNITIES,
WHETHER VIOLENCE.
WHATEVER IT IS, CHILDREN NEED
THE CHANCE TO HAVE A BREAK FROM
THAT.
>> THE ORGANIZATION OPENS FIVE
DIFFERENT SUMMER CAMPS THAT ARE
OFFERING FREE SUMMER EXPERIENCES
IN RURAL AREAS.
AMANI HAS GONE FROM A CAMP
AT 11 TO BEING A MENTOR
FOR THE FRESH AIR FUND.
>> I HAD FUN AT CAMP BUT I WAS
SO QUIET.
I HAD COUNSELORS PUSH ME, GO
MAKE FRIENDS.
GO DO THIS.
THEY WOULD PUSH ME TO BE MORE
FREE LIKE EVERYONE ELSE AT CAMP
AND I WANTED TO BE THE PERSON
THE KIDS WHO WOULD BE LIKE,
THANK YOU FOR DOING THIS WHEN I
DID NOT WANT TO.
GETTING PUSHED TO TRY A ROPES
COURSE WHERE THEY ARE ON A
HARNESS AND YOU HAVE TO WALK A
TIGHTROPE, SOME KIDS GET IN THE
STEM PROGRAM WHERE THEY
DID NOT KNOW THEY WANTED TO
BE A DOCTOR.
>> THE SUMMER IS CORRELATED TO
ACHIEVEMENT AND EDUCATIONAL
GAIN.
THEY ARE BECAUSE IT IS ABOUT
OPPORTUNITY.
WHEN YOU THINK ABOUT WHAT
MIDDLE OR UPPER
INCOME FAMILIES ARE DOING,
THEY ARE SENDING THEIR KIDS
AWAY TO CAMPS.
THEY ARE SENDING THEM INTO
ART CLASSES.
THEY ARE VISITING MUSEUMS.
THEY ARE EXPOSING THEIR
CHILDREN TO SO MANY THINGS.
THOSE THINGS CREATE MEMORIES,
CREATE THE THINGS KIDS WRITE AND
TALK ABOUT WHEN THEY GO BACK TO
SCHOOL.
THEY CREATE PERCEPTIONS OF WHAT
IS NORMAL FOR A CHILD.
IT IS A SPRINGBOARD.
THEY ARE USING THEIR SUMMER TO
SPRING FORWARD.
>> THE FRESH AIR FUND DOES NOT
STOP THERE.
IT OFFERS MENTORING ALL YEAR
ALONG IN ITS NYC OFFICE.
WE MIGHT HELP A CHILD BETTER
LEARN MATH, ALGEBRA,
STRENGTHENED THEIR LITERACY
SKILLS.
WE HAVE CHILDREN WHO ARE ON
THEIR WAY TO COLLEGE WHO HAVE
COME THROUGH OUR SUMMER CAMP
PROGRAM AND THEY ARE ABLE TO
PARTICIPATE IN A COLLEGE
CONNECTIONS PROGRAM AND SO WE
ARE HELPING THEM UNDERSTAND
THEIR PATHWAYS FOR COLLEGE.
WE ARE PROVIDING IT WITH AN
EXTRAORDINARY NUMBER OF
VOLUNTEERS WHO GIVE UP THEIR
EVENINGS TO WORK WITH OUR KIDS
AND THEY STAY TOGETHER FOR THREE
YEARS WHILE THEY ARE HERE.
>> I FEEL LIKE WITHOUT IT I
MIGHT HAVE BEEN A DIFFERENT
PERSON.
IT SHAPES YOU TO BE THE BEST
PERSON YOU CAN BE.
>> THROUGHOUT ITS 140 YEARS, THE
ORGANIZATION HAS HELPED THE
GENDER RELATIONSHIP BETWEEN
COMMUNITIES.
>> THIS IDEA OF GETTING TO KNOW
THE OTHER IS PART OF THE
FOUNDATION OF THIS WORK.
IN A MOMENT IN TIME, WHERE THE
NATIONAL CONVERSATION SOUNDS
LIKE WE ARE OPPOSED, WE LEARN WE
ARE SO MUCH MORE SIMILAR.
IN FACT, IT DOES GET TO THE
CELEBRATING OF DIFFERENCES.
>> WHEN A HOMELESS MAN IN HER
NEIGHBORHOOD DIED AND NO ONE
COULD IDENTIFY HIM, A JOURNALIST
TOOK UPON JUST TOOK IT UPON
HERSELF TO FIND OUT WHO IT WAS.
♪
>> HE WOULD STAY LIKE THIS
BUT WHEN A DOG WOULD COME BY,
HE WOULD BECOME ANIMATED.
>> HE WAS KNOWN AS STEPHEN.
IT WAS NOT HIS REAL NAME BUT
TO FOLKS HERE IN RIVERSIDE PARK,
HE WAS A PLEASANT FELLA.
A QUIET MAN OFTEN SEEN IN A
MAROON HOODIE.
HE WAS YOUNG AND HOMELESS.
THEY FOUND HIS BODY
IN MARCH 2017.
WITH NO KNOWN RELATIVES, THE
CITY LISTED HIM AS JOHN DOE AND
BURIED HIM ON HART ISLAND.
POTTER'S FIELD, PLOT 383.
BUT WHO WAS HE REALLY?
>> NEIL HARRIS WAS HIS
REAL NAME.
HE HAD A BIG ITALIAN FAMILY.
HE LOVED THE DOGS IN THE PARK.
HE LOVED TO PLAY VIDEO GAMES.
HE LOVED TO COOK.
>> JESSICA BROCKINGTON,
GRADUATE OF CUNY SCHOOL OF
JOURNALISM WOULD PUT
HER SLEUTHING SKILLS TO WORK.
SHE WAS ONTO A STORY.
SHE STARTED DIGGING.
IT WOULD TAKE A WHILE.
JESSICA WORKED WITH A LOCAL BLOG
SITE WITH FINGERS ON THE PULSE
OF THE NEIGHBORHOOD.
>> I WOULD NOT HAVE KNOWN HE HAD
DIED IF I HAD NOT READ IT IN
THE WEST SIDE RAG.
JOY BERGMANN, THE WRITER OF
THAT STORY,
SHE WAS TREMENDOUS.
WE WERE ON THE PHONE EVERYDAY,
TALKING ABOUT WHAT WE WERE
LEARNING AND SHE DID FACT
CHECKING.
>> THE MONTHS WOULD ROLL-ON.
>> A YEAR AND A HALF LATER, I
WAS GOING THROUGH MISSING PERSON
DATABASES, AND SAW A PICTURE OF
HIM.
>> THE PICTURES SHE FOUND WAS OF
NEIL HARRIS JR., A LONG ISLAND
NATIVE LAST SEEN IN INWOOD
IN 2014.
JESSICA WONDERED HOW HIS FAMILY
WHATEVER LEARN WHAT BECAME OF
HIM.
>> I STARTED GOOGLING THE NAME,
GOOGLING THE ID AND STARTED
COMING UP WITH DIFFERENT PLACES
ON THE INTERNET WHERE HIS IMAGE
LIVED.
I WENT TO FACEBOOK BECAUSE
SOMEONE SET UP A FACEBOOK PAGE
FOR HIM.
READ THE COMMENTS LIKE -- WHO
WERE HIS FRIENDS?
IT WAS FUNNY TO SEE NEIL HARRIS
ON SOMEBODY WE HAD KNOWN AS
STEPHEN.
>> JESSICA LEARNED NEIL HAD A
MOTHER.
SHE HAD BEEN POSTING ABOUT HIM
ON A WEEKLY BASIS.
>> ON HER FACEBOOK PAGE SHE SAID
THIS IS MY SON AND I AM LOOKING
FOR HIM.
>> BUT WERE STEPHEN AND NEIL THE
SAME PERSON?
THE YEARS AND ELEMENTS HAD TAKEN
A TOLL ON THE MAN JESSICA HAD
COME TO KNOW.
SHE IMPLORED THE PRECINCT OF THE
NYPD TO SCOUR THEIR FILES.
AND THE NASSAU COUNTY POLICE AS
WELL.
STEPHEN'S MOM PROVIDED A DNA
SAMPLE.
STEPHEN WAS NEIL.
>> HIS MOTHER IS NOT WAITING FOR
HIM TO WALK TO THE DOOR EVERY
DAY.
I WAS MOTIVATED BY THE PAIN I
WAS SEEING ON FACEBOOK.
WE CANNOT HELP HIM ANYMORE BUT
WE CAN HELP HIS MOM.
>> THERE ARE PLAQUES ON
STEPHEN'S FAVORITE BENCHES WHERE
HE HAD MORE GUARDIAN ANGELS THAT
HE WOULD EVER KNOWN.
AND POTTER'S FIELD, PLOT 383
SECTION ONE, GRAVE NUMBER 35
HAS A NAME TO GO WITH IT NOW.
IT IS NEIL HARRIS JR., LOST BUT
FOUND AGAIN.
>> CITY COLLEGE PROFESSOR
WILLIAM HELMREICH
LOVES EXPLORING NEW YORK CITY
AND WRITING ABOUT THE PEOPLE HE
MEETS.
HE WROTE A BOOK CALLED THE
MANHATTAN NOBODY KNOWS: AN URBAN
WALKING GUIDE.
>> IT IS OUR DISTINGUISHED
PROFESSOR WHO HAS WALKED SO MANY
MILES.
WELCOME BACK.
WHERE ARE YOU GOING TO TAKE US?
>> I AM GOING TO SHOW YOU A
COUPLE LOCATIONS TO GIVE YOU AN
IDEA OF WHAT IT MEANS TO WRITE A
BOOK OF MANHATTAN NOBODY KNOWS.
>> HOW DO YOU FIND THESE
INTERESTING PLACES?
>> BY WALKING EVERY BLOCK.
WE ARE IN THE VILLAGE AND WE
ARE WALKING ON 11TH STREET
BETWEEN 5TH AND 6TH AVENUE AND
ONE OF THE HOUSES HERE HAS A
FASCINATING POLITICAL HISTORY.
THIS WAS THE PLACE WHERE A
RADICAL LEFTIST TERRORIST GROUP
BUILT A BOMB IN THE BASEMENT AND
IT WAS INTENDED TO EXPLODE AT
COLUMBIA UNIVERSITY'S LIBRARY
AND A MESS HALL.
>> WHY?
>> THEY WERE PROTESTING THE WAR
IN VIETNAM.
FORTUNATELY, THEY WERE PREVENTED
FROM DOING SO BECAUSE THE BOMB
EXPLODED.
EXPLODED HERE IN THE BASEMENT.
>> WHEN?
>> 1970.
>> BILL STARTED CHATTING UP A
PASSERBY.
THIS CONSTRUCTION CONTRACTOR
WAS FASCINATED TO LEARN
THE WEATHER UNDERGROUND WAS
INFLUENCED BY THE SOCIALLY
CONSCIOUS MUSIC OF BOB DYLAN.
>> DO YOU KNOW WHY THEY CALL
THEMSELVES WEATHERMAN?
>> NO.
>> IT WAS NAMED AFTER A SONG BY
BOB DYLAN, WHICH THE WORDS WERE:
YOU DO NOT HAVE TO BE A
WEATHERMAN TO KNOW WHICH WAY THE
WIND IS BLOWING.
♪
>> WHERE ARE WE?
>> WE ARE ON 12TH STREET BETWEEN
5TH AND UNIVERSITY PLACE.
WE ARE HEADED TO A LOVELY SHOP.
>> YOU'RE NOT GETTING ME TO GO
INTO AN ANTIQUE STORE.
LAST TIME I NEARLY STARTED A
RIOT.
I SAID -- WHAT IS NEW?
>> JACK, I WANT TO ASK YOU A
QUESTION.
HOW DID YOU GET INTO THIS?
>> HOW DID I GET INTO THIS?
MY FATHER FOUNDED THE BUSINESS
IN 1940.
I HAVE A SON WHO IS IN BUSINESS
WITH ME AND WHO HAS FAST
FORWARDED THE BUSINESS TO THE
21ST CENTURY.
WE HAVE A WEBSITE, ALTHOUGH THIS
KIND OF BUSINESS IS NOT YOUR
REGULAR RETAIL BUSINESS THAT YOU
CAN SELL EVERYTHING ONLINE.
THERE STILL HAS TO BE SOME NEED
FOR A HUMAN INTERACTION.
>> YOU HAVE THE DRAMATIC SHOW
BLUEBLOODS THAT WAS TAPED HERE.
>> THEY HAD A SCRIPT THAT
INVOLVED ANTIQUE DEALER.
THEY CAME HERE.
THEY LIKED WHAT THEY SAW.
WE NEGOTIATED A PRICE AND THEY
WERE HERE FOR 14 HOURS WITH A
MAJOR CREW OF 40 PEOPLE.
>> I AM TRAINED TO BE
AN ETHNOGRAPHER.
I DROVE CAB WHEN I WAS IN
COLLEGE.
I AM TRAINED TO INTERVIEW
PEOPLE AND GET THEM TO TALK
TO ME WITHIN 1-2 MINUTES.
>> YOU GOT YOUR OWN HOUSE?
>> YEAH.
>> BEFORE THEY KNOW IT, THEY ARE
IN AN INTERVIEW.
THEY DO NOT HAVE A CHANCE TO
SAY, DO NOT BOTHER ME.
I AM GOING TO TAKE YOU INTO A
CLASSIC COFFEE SHOP.
YOU ARE GOING TO FEEL LIKE YOU
ARE WALKING INTO A 1950s --
IN THE 70s, IT WAS A JEWISH
NEIGHBORHOOD BUT ALSO A PUERTO
RICAN NEIGHBORHOOD.
HOW MANY YEARS HAVE YOU BEEN
HERE?
>> 42 YEARS.
>> YOU HAVE SEEN A LOT OF
CHANGES?
>> MY WIFE IS JEWISH.
SHE WAS BORN IN BROOKLYN AND MY
SON HAS A GIRLFRIEND.
SHE IS HALF ITALIAN, HALF
PALESTINIAN.
>> LIKE IN U.N.
THAT'S WHAT LOWER EAST SIDE
IS LIKE.
>> YOU COME TO REALIZE
EVERYBODY IS THE SAME.
>> WHAT IS THE NAME OF THE BOOK?
>> THE MANHATTAN NOBODY KNOWS.
>> ALWAYS GREAT TO SEE YOU.
YOU ARE WATCHING URBAN U.
>> AND END OF THE SHOW
THIS MONTH,
WE'RE GOING TO LEAVE YOU THE
PERFORMANCE FROM JOHN JAY --
>> FOR MORE INFORMATION, LOG
ONTO OUR WEBSITE.
OR CHECK OUT OUR URBANU FACEBOOK
PAGE.
♪ [THEME MUSIC] ♪
♪
♪ [THEME MUSIC] ♪
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Controversy Over U of A "Drag Queen Storytime" - Duration: 2:24.
For more infomation >> Controversy Over U of A "Drag Queen Storytime" - Duration: 2:24. -------------------------------------------
Opel Insignia 1.6 CDTI Zie mededeling: info *Euro 6! Business+ Leer Xenon - Duration: 1:12.
For more infomation >> Opel Insignia 1.6 CDTI Zie mededeling: info *Euro 6! Business+ Leer Xenon - Duration: 1:12. -------------------------------------------
Remedios Caseros Para Limpiar Los Riñones, Como Limpiar Los Riñones, Jugos Para Limpiar Los Riñones - Duration: 5:55.
For more infomation >> Remedios Caseros Para Limpiar Los Riñones, Como Limpiar Los Riñones, Jugos Para Limpiar Los Riñones - Duration: 5:55. -------------------------------------------
Библия. Ветхий Завет. Бытие 19 глава. - Duration: 4:47.
For more infomation >> Библия. Ветхий Завет. Бытие 19 глава. - Duration: 4:47. -------------------------------------------
Новогодняя композиция с птичкой❄🐦🎄 🎅. Мастер-класс - Duration: 19:49.The workshop of Valeria Radyk "The Magic World of manual creativity"
Hello everyone, Valery is with you! Welcome to my magical world of creativity!
Today, we will create a New Year composition from scrap materials.
Materials: thermo-gun,
polymer glue
corrugated cardboard, light linen fabric (you can use another suitable fabric),
twine, white spruce branches (you can apply green branches, muting them with white paint)
blue beads, wire for beadwork,
tree branches
A4 white paper (for a candle), scissors,
lace, snow paste (link in the description under the video)
knife on gypsum board or model knife,
thin cardboard (for a candle),
bird purchased or homemade (how to make it-link under the video),
large mother of pearl beads or small Christmas balls,
acrylic paints, acrylic lacquer,
snow glitter,
brushes for paints and varnishes,
ready-made openwork leaves (reference to making similar leaves is in the description below the video),
The tooltip is in the upper right corner of the screen.
We dull to work:
Cut out of corrugated cardboard four identical parts: 23 by 14 centimeters,
You can make the base of any other size. Details glue.
We also cut out four rectangular parts measuring 18 by 8 centimeters.
We glue the parts together.
I'll glue the house into the base,
To do this, cut a hole at the base of a bit larger than the size of the bottom of the house.
The house will not be in the middle, but slightly offset to one side.
We glue the fabric with polymer glue6
Apply snow paste to the window and roof
link to a master class on making pasta in the description under the video.
As well as a hint appears in the upper right corner of ekan.
After hardening, paste the paste with acrylic varnish with the addition of glitter.
In my work, I use these leaves
A link to a master class for making such leaves is in the description below the video.
In addition to the leaves, I will apply natural branches painted white,
I will also use white fir branches,
White branches are not necessarily white, you can muffle them with white paint using a sponge,
The branches are also varnished with glitter imitating snow.
Optionally, the base can be made wider and on the reverse side you can also place the composition.
You can also attach a garland around the house and the base.
I would be glad if you like my master class and benefit.
I thank my subscribers for what I have!
Thank you for your kind words, for your support,
thanks for "likes!
I am very glad that in my master classes you can make your wonderful works!
I wish you all a creative inspiration,
New Year's mood
and all the most magical and beautiful!
See you again!
-------------------------------------------
New Manqabat e Ghous e Azam - DIL SE LAGATE HAI NAARA GOUS E AZAM KA - Duration: 7:49.
New Manqabat e Ghous e Azam - DIL SE LAGATE HAI NAARA GOUS E AZAM KA
-------------------------------------------
What I usually Do in Malaysia, Not in Hong Kong! - Duration: 10:19.
I am in Kuala Lumpur, Malaysia. Today is 1st of December 2018.
I come back here for holiday and spend some time with my friends
So this is the first time I come to Malaysia that has a brand new government
"Ini udara yang saya bau adalah Pakatan Harapan punyer kerajaan", a brand new Malaysia
I feel so excited to be here again
Gonna spend few days here and then I will head back to my hometown which is Kuantan.
I just want to show you what I usually do or what I can do when I'm in Malaysia
instead of in Hong Kong.
Malaysia has a stall called "Mamak" stall, it is open 24 hours and today, when
I arrived in Kuala Lumpur, I had my midnight supper, it was 3:00am
when I arrived in Kuala Lumpur and I had my food when I arrived here
because I was pretty starving, so I had my fried noodles in the Mamak stall at 3am
This is normally you can't find a shop or restaurant open
during early morning at 3 am in Hong Kong, this is totally impossible
So another thing I want to show you guys that you
can see that every house has their own car, you can see there at least two or
three cars in every household. This is some sort of culture in Malaysia that
driving is somehow more economical or is more cheap than taking the public transport
because the fuel price is very cheap, they drive to work, drive to shopping malls
this is their transportation. Well another one is to able to chill in
shopping malls and having my coffee, doing nothing because there are not much
people in shopping malls in Kuala Lumpur
it's really a good way to chill and this is amazing. So when I go back to
my hometown I will show you more on what I usually can do or usually I will do in Malaysia
Right now I'm at The Curve shopping mall in Petaling Jaya, I think that The Curve
is like my favorite shopping mall in Malaysia because I used to stay nearby
I'm just chilling here, buy some stuff and having coffee
The Curve shopping mall have wonderful decoration for Christmas, is really amazing.
So I'm the airport, I'm going to fly back to my hometown and I just took a Grab
from my friend's house to KLIA2, it was around RM60 (120HKD), so this is a
morning flight around 7 a.m. to Kuantan, it's going to take around 30 or 40 minutes, see you back then
I am in Kuantan, my home. Another thing that will usually do when I'm in
Malaysia which is in my hometown especially, I drive car to any places I want
because you know Malaysia has lots of lands and the house is
especially my hometown, the houses are scattered around the town area
So I'm living in an upskirt area of the city centre
it doesn't look that bad because the place I'm staying is pretty chill
So I usually drive to any places even
when I was working in Kuala Lumpur, I always drive to work and this is
something that I will not do when I'm in Hong Kong because I don't think I can afford a car, right?
The car that I'm driving today is this car Vios,
and there's another car over there, which is the Honda City, I used to drive that car
to work in Kuala Lumpur, but I'm driving this car today
All right
Alright guys, so these are the things I've bought in the supermarket, which is near
to my house, it's actually a very normal supermarket where you can find in
anywhere in Malaysia. And these are things that I bought for my friends and
actually you as a traveler in Malaysia, especially you like Southeast Asian food
or Malaysia food, you can buy all these things. So firstly I want to
introduce this one, which is the instant noodle from Maggie. So Maggie is a very
popular brand in Malaysia, everyone in Malaysia would know this
brand, when we want to eat instant noodle, we will say do you want to eat
Maggie mee (noodle) instead of saying instant noodle. Maggie is a very dominant word
in Malaysia, when you go to the Mamak restaurant, you can say I want to have a
Maggie fried noodles, so they use this Maggie ingredients to cook the noodles for you
These are the instant noodles that you can buy if come to Malaysia
this thing has five packages and it only costs RM3.75 (7.50HKD), it's so cheap right?
so you have the soup and the curry, personally I prefer curry,
because it is a little bit spicy but it' tastes amazing. So another one I
want to show you guys that you can really buy it for your friends as a
souvenir and it is a very small package, it is a curry powder or Rendang premix powder
where you can use it directly, so there are two brands which
are very popular in Malaysia, the first one is "Lutut Babas"
it's a very famous brand in Malaysia and the second one is "Adabi"
"Adabi" it's like a very authentic brand in Malaysia where you can buy it for you friends
they have premix ingredients powder
herbs, curry powders, everything. You can use them to make Malaysian food
For example, this is the curry fish, if you look at it back,
they actually provides you the instructions on how to how to use it
so you can make a very authentic dish while for the Rendang curry powder
they also listed out all the instructions for you to make a very nice
Rendang, basically just to add some water, especially coconut milk and just blend
into the bowl and you can make it to a very nice Rendang paste. I could say that
most of the Malay restaurants in Malaysia, they use all these powder
I think that you can buy all these as souvenirs for your friends, and they can
use these to make Malaysian dish. All right, and for this Maggie brand when I
was living in Hong Kong I couldn't find any Maggie instant noodle, this brand
I couldn't find any Maggie brand, if you're living Hong Kong or you're Hong Kong
people, and you know there's a shop that sells Maggi brand instant noodle, please tell me
I need it so much that's why I'm buying some of these instant noodles and
bring it back to Hong Kong, I need these to cure my homesick. Alright so that's all
about it, that's what I usually do and buy all these things in Malaysia. So I'll see you in the next video!
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Minecraft Let's Play Survival [Ep30] Minecraft Videos Gameplay Survival Series Un Modded 🌿 ☀️ 🌱 🌒 🌊 - Duration: 9:50.
SUBSCRIBE if you haven't please :)
SUBSCRIBE if you haven't please :)
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Why I stopped praying to God? - Duration: 4:22.
Sairam have you ever felt the futility of praying to God that things go the way
they're supposed to go irrespective of what you pray or how hard you pray but
that's not the reason why I stopped praying to God there was a time in life
when I used to pray to God for everything wait everything yeah yeah
everything today you have to be with me at least from 9:30 I can't do this
dieting anymore please if you can't make me thin at leas make everyone else fat
she loves me doesn't know she loves me she doesn't love me
Swami I'm God God at work today my boss irritated me so much and I told him to
please save me some prayers got answered many when not but I didn't care because
I was trying to find the formula which will increase the probability of my
prayers to God getting answered and then one day I had this Epiphany
stop Eppie Fannie's don't happen like that they happen like a truckload of
wisdom hitting you in one single moment this time the truck came driving down
memory lane I still remember the day a few days before my birthday when I went
to my father and asked him for a very special and specific gift dad
yes Irwin this year I don't want birthday party for my birthday
you don't want birthday party why because I pawned a camera and what do
you plan to do with that cam I will take Swami's photos with the camera of course
by Swami I meant Bhagwan Shree Satya Sai Baba who
is my guru dad I want this camera only all my friends have got it please mind
if that's your wish so be it little one that was how I got my first ever dream
camera and I clicked my first ever picture of Swami but that picture was
just one among 36 that I clicked well the others are not worth seeing I soon
discovered that that camera was not good enough it happened when I joined the Sri
Sathya Sai Higher Secondary School and got many opportunities to move in and
around my Swami and yet my photographs were pathetic and that's why I began to
dream about another camera and I pestered my dad for it you obliged and I
was thrilled for two weeks soon that camera also though it had a built-in
zoom proved to be inadequate and I was not getting the kind of pictures that I
wanted to take I was disheartened and I called up my dad and I told him that I
don't think I can be a photographer he just smiled and he said don't worry son
and for my next birthday he gifted me this the Nikon f8 not 1s that's a huge
upgrade it's like it's like like moving from a landline telephone to a
smartphone moving from a bike to a car from primary school to college and when
I actually thanked him for this awesome awesome awesome awesome gift he told me
this is what I always wanted to give you but you kept asking for something else
from that day onwards my photography kept improving and as I got better and
better my dad kept upgrading my equipment not once ever after that did I
ask him for any new camera or equipment guess my father knew my needs and my
dreams much better than me well if this is the story of my father
what then do I tell you about my Heavenly Father that's why I stopped
praying to God God loves me God loves me God loves me I just went off screen
because I felt it was not nice to be teary-eyed and emotional while telling
you to subscribe to the channel and hit the bell button so that you get reminded
whenever a new video is posted
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Grant Will Fund I-25 Expansion North Of Denver - Duration: 0:56.
For more infomation >> Grant Will Fund I-25 Expansion North Of Denver - Duration: 0:56. -------------------------------------------
Vlogmas Day 6: Make Up and Beauty Haul, Plus a Chance For You to Win - Duration: 18:27.
hey everybody so I've had kind of a rough time getting in front of the
camera recently I don't really know why that is uh maybe it's stress I think it's
stress I've had a pretty stressful couple of weeks just stuff going on you
know stuff about being an adult and I was I was thinking like I really I
really oughta start filming like vlogmas is coming up actually it's vlogmas right
now I filmed this ahead of time don't judge me and I need to get like things
organized because I told myself I really want to do vlogmas this year I really
want to commit to it and so I don't know I'm making myself do this today and when
I was thinking through all the things I needed to film and do and I actually
have a lot of makeup on cuz I was testing makeup for a look earlier so I'm
just like I was like I got makeup on I might as well film I was like well what
would get me to film and I instantly knew what it was so one of the things
I've been doing or planning for this holiday season this part of vlogmas
is to feature like little gift guides of like what I think the best things are
within a certain category now these aren't really sponsored they are
literally like my opinion on what's the best product the stuff in these guides I
mean a couple of the things have come for free but they're not included
because a brand sent it to me like things only got included that I like
really loved and today's is like makeup and beauty and it's mostly makeup
there's a couple beauty things in there but I just wanted to show you guys like
what I love and what I think would make great Christmas gifts some of them are
splurges some of them are cheaper it's just kind of like a mix and also it's
stuff I really wanted and wanted an excuse to buy which I love holiday season and vlogging during holiday
season because then I can be like I need this for work because most the time I can't so I
allowed me to splurge on a couple things that I've been looking on and doing a
lot of research on and watching a lot of videos on and I feel like I've got a
really good selection of like what you could potentially get someone for
holiday season in the Beauty sector so I'm gonna go ahead and jump right in
it's not gonna be a super long video the first thing I got is this rainbow
eyeshadow palette from violet voss now how I got on turned on to
violet voss is that I bought another like what do you call it palette from
her called the ride or die this is also an awesome palette I purchased it myself
and I've been using it like crazy it's literally like all your base shades
for eyeshadow you could ever want and I was really impressed the pigmentation
was good it stayed well and so then I was like okay well what do I need in my
makeup collection and I started researching like a bright palette
because I like my brights palettes they're just not staying like or you know
they Iput them on and they blend out it's just not
I mean blend out not like the good way like in the disappear from your face way
and so I was like I really just want a super bright palette but I want it to be
effective and this one from what I've read on the reviews and research is
really really amazing now the palette itself looks awesome on the outside and
then it's literally bright shimmery versions of all the rainbow colors the
colors were great I also like that most of them can be used in normal looks as
well and I would like to have something like this in matte too but the ratings
and reviews on this have been just phenomenal and I think for anyone who
wants to like give somebody a rainbow palette but that's also really really
usable this would be it like all of these shades would blend and go well
into a normal makeup look some of the brights palettes you get like are not
actually very usable in normal looks especially like neons and stuff like that
like it's really hard to like put neon in an everyday look but these are
really great to kind of mix in I love this royal blue because it's not a
traditional rainbow color you get in these palettes but it's a really
gorgeous color so yeah that's why I picked this out all these are linked
down below but literally like I just picked out what I wanted based on
reviews and based on my own education of the beauty sector the next is this Urban
Decay elements set I also purchased this and let me tell you something I have
been staring at this for a little while now and
I just the reviews were bananas again that's how a lot of this got
purchased by the way reading the reviews I was a little hesitant because
I hate palettes that have like well you'll see a lot of like space around
them I'm like I'm carrying this huge thing around and there's all this white
space but the design is like bananas cute that's my only irritation that's
like why do we have all this white space I know it's like the design but like
come on yo you can see me again hi hi me I just loved the colors in this
and I don't know I just thought it would be fun there's also some colors that I'm
like sorely missing in my collection like this pink color I do not have a
good pink in my collection I bought it because it looked cool I'm gonna be real here I
bought this because it looked cool and if you get it for someone they will
probably open it and go this looks cool and sometimes that's all you really need
in life I mean look at the front the front it looks cool I know the makeup's
quality based on the reviews but basically I bought it cuz it looks cool I love how I
like tried to pretend like it was cuz I was like makeup
gonna give you some makeup advice no the other one I did buy for the for like
reviews and like actual needs in my makeup collection but that one that one
was purchased just because it looks really damn cool and the product works
sometimes you just buy cool things no shame in that game this I bought for
dirt cheap I think these are always like super fun little gifts is like those
little get ready towelettes you can put on your hair while you're doing your
makeup why I got this is I think it's a super cute gift to give something like
this which you can get for a couple bucks on Amazon with a hair mask and let
me tell you why I think everyone should give someone a hair mask everybody's
hair is a hot mess in the winter and nobody ever thinks to give somebody like
a hair gift we always give people like candles nail polish and like that type
of stuff but let me tell you face masks but this
is like such a surprise gift you get a good mask that you
it was a good investment this is the Amika one I know it's a good investment
it's expensive but I know it works and I give a little hair mask for this like a
cute little gift and this is a gift that someone will definitely use this not
gonna get regifted because we all want like a good hair
mask I like Amika there are some other really great inexpensive hair
masks as well this is a little bit more on the pricier end I will link to them
down below but I think it's like an amazing gift and more people should do
it maybe this is a little self-centered because in the winter my hair just
becomes its own like monster and even combing it is painful and like makes me
regret living but but I think I'm not alone in that and I think this is so
cute together so do that if you want the next is also related to hair this is my
gold standard best product I've ever had for hair it's the only product I've
repeatedly and repeatedly bought because I believe in it so much I think it's
very pricey I think it's very pricey and the average person will not buy it for
themselves making it an ideal gift it is the Oribe texturizing dry spray this is
the ish every photo shoot I've been on they use this every time I've like had
hair stylist and they're not like in a salon that's like sponsored by X brand
they use this this is the only product that I've consistently seen with every
hair and makeup team I've ever worked with and let me tell you why because
it's just amazing it does all of the things you want you want to hold your
hair do it you want to get some volume you do it you want to just fix it I
don't know it just it does everything it's magical and I know it's overpriced
and I know it's expensive but it's worth it and a great gift seriously the best
okay next this is a dual this is Smashbox's contour and spotlight
palette and it's called holidaze okay like a hippie theme a hippy dippy theme
now here is why I have this has every single review said shocked so much
better than I thought I love it because we've got four highlight shades here on
the outside and they're really like subtle highlight which I
like because I feel like this over-the-top highlight is gonna start
fading out and we're gonna just want that natural glow and these are the type
of highlights that are gonna give you that and then you have a bunch of
different contouring powders you can use overall the colors are really good
and they don't read as warm because like warm is what makes you look orange
as a lot of the others I love how this has like a very blue tint to it so
you know it's gonna be safe it's a little bit warmer but for the most part
the feedback has been that they run cool and it's like honestly like a super
surprisingly good contour palette so I picked that up to kind of develop my own
contouring and I felt like this is a really solid gift for someone who like
me wants to do a little bit more with contouring or learn about contour
contouring and they can get all of the things they would need to do that and
more for a fairly inexpensive price so for someone who's just stepping in a makeup
or is a little bit more experienced to make up and just want something to
travel with this is pretty awesome super pumped about this honestly I think
this is like an amazing value it's like 39 bucks it's originally like 100
something I love holiday gift sets everything is so like cheap or they
like trick you into thinking it's cheap it's not really actually cheap because
they get you with like smaller sizes next we're talking about two lipsticks that
only come out during the holiday season mine are open because I could not resist
getting into them like as soon as they came but they are the gingerbread man
and the gingerbread girl matte lipstick colors these are even though they are
holiday themed some of the best like seasonal all year round darker lipsticks
everybody looks good in this color I've put it on a couple different people I
would definitely say that gingerbread girl is a little bit more like forgiving
this definitely has a little bit more orange tint to it but I love these and
they taste like candy they well actually they tastes like
cookies they taste literally like gingerbread cookies and every time I
wear it people are like what lip gloss is that and I not lip gloss lipstick I
get more questions and comments about this color than anything else and it was
just like a splurge purchase because I was like wow festive I love the holidays
but then it turned out to be one of my favorite beauty products right now so
I would definitely recommend the gingerbread matte lip from Too Faced
it's awesome more lip stuff so this is a brand that I have become like obsessed
with I got one of their lip glosses in Dali and then I've just started buying
up others and it's buxom now buxom did send these to me but like honestly I've
bought so much buxom some lip stuff recently that it doesn't matter so
it's kind of fun because each of the little kits that they have have like
this little eye mask I don't know where you would wear that but if you felt the
need to put on a mask it comes with one I actually think it's
like one of those sticker masks like for makeup I don't think it's like a real
mask you can put on but the this one kit comes this is the black ti tease and it
comes with a variety of different products so it comes with white russian
Celeste and several other colors like very neutral colors here and you're
getting a variety of different types of products so I like this one for someone
who's never tried buxom this is probably the better one so this is the party girl
pout and these are the lip balm kits so they have some really amazing lip balms
and colors so this is basically their standard set the only color that's a
little funky on this one not funky but like different funky not isn't bad funky
it's like not a normal is flushed flush has a little bit of a purple tint to it
you can see the colors here and again it comes with that mask so I just thought
these were really cute and I like this so that's why I put them in this haul
next I have more lip stuff this is bite Beauty now I love bite
Beauty I don't love their lipsticks I'm gonna be real with you their lipsticks
not for me not my thing but I do love their agave lip stuff so
they have a lip mask they have like a lip chapstick and they have this thing
right here it's the lip mask so you have like the full exfoliator the chapstick
and a lip mask these are my gold standard for like lip balm moisturizer whatever
it might be I use them all the time I've noticed a huge difference in my lips
they're not paying me to say this it's literally something I use I can pull out
like 13 of them from my drawer over there cuz they're everywhere they're
always in my bag or always just like I wonder if I have one sitting around right
here I probably do somewhere on this counter
have one I just have too much crap everywhere to find it but I thought this
was really great for someone to like get introduced to them this is the party
prep it's got the champagne color lip mask which has a little pink to it and
it doesn't really have that much color none of them have much color except for
the red one has a little bit of like a cherry tint to it but they have great
taste there you can eat them because the
products in them are not harmful to you at all and I really believe in this
product and that's why I want to include it this is like a good intro cuz it's
tiny it's not too expensive but this amount right here that's actually gonna
last you quite a long time I have a tube that I like got like a year ago and I'm
still going on it it also might be because I have like four tubes of this
stuff and they like or just whatever ones in my pocket at the time but it's
the thought that counts it seems to last a long time next I
literally tried to buy this last year and failed I did not buy it in time so if
you like this buy it as soon as you see this video this is the Peter Thomas Roth
like set of all the masks I love these masks I have the gold I
have the Hungarian thermal water and I have the pumpkin enzyme I use those
masks a lot the pumpkin enzyme does a really great job of getting the like
gunk off your face I feel a huge difference the gold is super
moisturizing and the thermal water one really kind of restores your skin and
moisturizes and it just feels cool like your face gets warm as far as the others
I just I don't know anything about them I don't I know nothing I can't tell you
if they're good or not but I can tell you that at least three out of the six
are phenomenal products and my guess is my guess is that the other three are
also really good but I can't tell you for sure because I've never used them
but yeah so I'm glad I actually scored this this year brings me to my last
thing on this list and it's funny because this brand which would be Pat
McGrath labs usually everybody gets the eyeshadows and that's why I was like I'm
not kidding the eyeshadows I'm not buying your hundred twenty-five dollar
eyeshadows Pat McGrath I mean I might succumb at some point but like for real
yo I just I can't do it I don't care how long they stay
I'm not doing it okay so I read a lot about this lipgloss it's called flesh
astral the box is cool but this is a good way to give something from a brand
of makeup that's like everybody's like oh my gosh it's the best makeup ever without having to spend
a bajillion dollars also I feel like everybody needs a really good nude
lipstick right now it's just really in trend and it's only gonna get stronger
into spring/summer so it's like a great color to base it's also got a nice
shimmer to it so it will actually be a topper on top of a darker lip so for
example I have this on right here and if I put this color on top
see it's super sheer it's sheer enough that I can wear over a darker lip gloss or
matte lip to give a nice shine and I even am like really digging how shiny
that is without having like a ton of product on my face I have like very
little product on my face okay I've actually have a lot of makeup on
right now put on my lips I just put a little bit of that gloss on and it made
a huge difference it brought my puckers back to life sucker sucker pucker I
don't know so here's where we get to the good part
I'm actually gonna give you guys some of this stuff because holidays are awesome
and presents are awesome and who doesn't love presents or the chance to get
presents so leave a comment down below about how you're gonna start fresh in
2019 because we all know 2018 has been a very difficult year and
you could win the Smashbox contour palette the buxom balls the ball balms
the Urban Decay palette and the Peter Thomas Roth mask set so you can prep your
face you can contour it up you can get yourself some amazing eye shadow and
then your lips be lookin fierce basically it's a beauty starter kit and yeah so
leave a comment down below and may your chances of winning be great may a whole
lot of people watch this video so your chances actually suck I'm kidding am I I just like when
people watch my video it makes me feel special
anyway I say it it does not look better it's not like watch my video now that
face that face I've never looked better than when I do this okay
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Curse words, gang talk fill courtroom as judge reads Jessica Kelley's phone calls - Duration: 1:59.
For more infomation >> Curse words, gang talk fill courtroom as judge reads Jessica Kelley's phone calls - Duration: 1:59. -------------------------------------------
Drivers Trapped In Cars Rescued After Rain Floods San Fernando Valley Streets - Duration: 2:28.
For more infomation >> Drivers Trapped In Cars Rescued After Rain Floods San Fernando Valley Streets - Duration: 2:28. -------------------------------------------
Risk Management For Bears (w/ Ken Grant) | Expert View | Real Vision™ - Duration: 29:27.
I think the risks as we sit here are skewing still to the downside.
A lot of funds are going to go out of business.
Let's just assume, and we may be in the midst of it right now, that equity indexes on high
volatility end up spinning their wheels over X number of sessions.
When I got into this business, particularly into the hedge fund business, that is Shangri-La
for portfolio managers.
Now it is hell on earth.
Well, my name is Ken Grant.
I am the founder of General Risk Advisors, LLC, which is a risk management solutions
company based in New York.
Love to talk to everybody about how risk management is unfolding in this very interesting environment
that we have here.
I've been a risk manager my entire career and in fact grew up in the markets, in the
futures markets of Chicago, a multigenerational thing.
And so I always had an interest and studied it, undergrad, graduate school.
Ended up joining the staff of the Chicago Mercantile Exchange and built their risk management
department.
I was their first chief risk officer.
And I still work with them to this day.
More than 20 years ago now, I came to New York.
And I found myself in the hedge fund industry, having been hired by Mr. Steve Cohen to help
manage his multi-strategy hedge fund.
And I did that for a number of years, a couple of other similar type of stops.
And for the last 15 years or so, I've been offering risk management on a solutions basis,
mostly to investment platforms but other risk-sensitive entities as well.
The CME was instrumental in establishing volatility protocols, I'd say, particularly for the equity
markets, which is where I do most of my business, not exclusively.
I do deal in bonds and foreign exchange and commodities.
But the advent of index futures all those years ago was really kind of the benchmarking
event.
Before that happened, the markets were completely different.
I know this is going to be hard to believe.
It predates my career.
I don't know a time when there wasn't equity index futures, which then featured long open
interest and short open interest and a very dynamic process to establish what volatility
was.
And without that, you wouldn't have things like the CBOE Volatility Index, which kind
of benchmarks volatility for equities as we now speak.
But the markets go through a number of iterations.
For me, I see them pretty clearly in the rear view mirror.
You start with the dot-com bubble.
Well, that was kind of an identifiable beginning and end.
And it ended around the year 2000.
And then we obviously had the attacks.
I'd say there was another interval that ultimately socialized into the mortgage bubble and the
crash.
And we know what ended that, which was, I would say, the crash itself.
Then there's that interval.
And all of these have their own volatility characteristics.
So you get to 2009, and now we have a recovery interval that, arguably, we're still in, but
I would say really starting to wind down three or four years ago, around 2014, when the Fed
stopped its quantitative easing policy.
And all of those had very explicit volatility patterns, whether they would be correlated
with the benchmarks or whether they would feature a negative correlation.
You could argue we just may be coming out of another one, maybe catalyzed by the 2016
election, where there was a great deal of tailwinds.
They appear to have ended.
And through all of it, maybe perhaps for the first time in 15 or 20 years, what you're
really looking at is volatility that would be differentiated by individual security and
by individual corporate performance and picking of winners and losers.
I think that would be a good outcome if we can get there.
What has tended to happen is that we see volatility concentrated in very short time windows here,
as opposed to dispersed.
So if I look at the year 2017, I think in the rear view mirror, it looks like, whatever
one's view of the election was, with pending deregulation, tax cuts, it's what we might
call a beta trade.
2018, there was some question about how much that would continue.
That's when the tax cuts took place.
But it's the anticipation of the tax cuts.
It's the anticipation of things, a lot of times, that drives market action.
So you may recall early in February, the market absolutely went through a withering seven
or eight sessions, which most prominently featured the absolute melt-up of the VIX volatility
index, which was a really alarming event.
That was early February.
After that, it calmed down and almost didn't move.
You're talking about the S&P 500 in a top to bottom 5% or 6% range from March till September.
I had a feeling that the fourth quarter was going to be volatile.
And in fact, it is.
So volatility, not to get too philosophical here, it's a reflection of uncertainty, which
doesn't go away.
So when you get these periods where volatility just kind of disappears out of the market,
all you can do is kind of bury it underground.
But it will come up eventually.
And that's some of what we're experiencing now is, I think, a built-up volatility cycle
that is in some ways a downbeat from flatlining for two quarters mid-year.
Well, I think the market is having a difficult time finding direction.
If you go back to what I said a couple of minutes ago, in the rear view mirror, we can
see where the catalysts were, whether we're talking about an internet revolution, a mortgage
frenzy, a collapse, a reflation, a supposedly market-friendly outcome in Washington.
Right now, it's we're sitting here, 2018 winding down, I really believe that it's about as
opaque as you would ever fear it to be.
I really don't believe that there's a paradigm that exists right now that describes market
direction.
I think it's going to be very path-dependent.
Right now, what I'm seeing is more in the short term of a correlation with political
and geopolitical events, which is not a great environment to be in.
It's not one that my old bosses would love the best, where you made your trades based
on debates about valuation.
Right now, we've got these path dependencies.
And we all know what they are.
What happens with the Fed?
What happens with China?
Can there be any functionality that manifests out of Washington?
And I don't have any clarity there at the moment.
I think you have to recognize that the task of portfolio management, no matter what your
strategy is, tends to become more difficult with time.
Go back to the buttonwood tree.
Well, the guys under the buttonwood tree had inside information.
Don't let anybody tell you otherwise.
And then I'll wind the clock forward several decades.
When I first got into the hedge fund business, there was asymmetric information.
If you did research, if you understood and did a deeper dive on securities, there was
an ability to outperform.
What happened was pretty natural.
Capital flowed in there.
Resources flowed in there.
Technology improved, regulations change.
And right now, there's really not terribly much of an edge in the liquid markets.
And that is showing up in professional investment return performance.
So there's two things that I really try to tell my clients.
Number one is, I think, the most blinding glimpse of the obvious I could come up with,
which is that if there's no edge, then I don't think you walk away and go home.
But you probably should be lightening the load.
And that's, I think, where we are.
The other point, a little bit more technical, is that if you have any appreciation or understanding
for risk management tools, they rely on pricing histories backward in time.
It happens to be the recent past.
But there's a default assumption in most risk models, which I believe in, rather than trying
to go out there and predict using some obtuse mathematics that, let's think in Newtonian
terms.
Tomorrow is going to look like today, only when it doesn't.
What has happened is, because risk analytics reflect a period of extended calm for most
of the year that I mentioned, they have been understating risk.
They're starting to catch up now after October and, lord knows, into November.
They're starting to reflect more what the current volatility conditions are.
But I have been compelled to say, look, if it looks like you have a net position of 30%
or 40% in the equity markets, that may be more the equivalent of 50% or 60% in terms
of the amount of volatility you could actually experience here.
So these are about all you can do.
If we focus on the equity markets, I think one of the things that I believe in that I
don't necessarily feel is socialized among professional investors is just how biased
the return opportunities are on the long side.
And this was not always the case.
But every professional investor I know in equities makes almost all of their money on
the long side, which does not mean that they shouldn't be trading long and short, because
there are certain benefits to doing that.
But the idea of making money on the short side may have existed 20 years ago, now it's
a myth.
And there are reasons for that.
If you sit down and think about it, 98%, 99% of the economic entities, individuals, and
enterprises that have the ability to impact stock pricing benefit when stocks go up.
And I'm not just talking about fund managers.
I'm talking about CEOs and regulators, even, and politicians and investment bankers.
That's a hell of a tailwind.
And the reason that I bring that up is that in general, while I do believe long-short
trading is very appropriate, I do see the performance returns on the long side, which
means when you go through periods of difficulty here, it really becomes about preserving capital
so that you can buy stuff cheap, because if you think you're going to sell Apple at $210
and write it down to $170 and that that's going to be an easy trade, it's not Yeah,
that's a lot more difficult path than just trying to figure out when it's cheap and getting
long there.
That's what the game is all about.
I routinely work with people who have that viewpoint.
And one distinction I have to make is, if you have that viewpoint as part of an overall
strategy that would, in industry nomenclature, be called a macro strategy, so that specifically
what you're doing is trading equity indexes and foreign exchange and interest rates and
commodities, you almost have to have a viewpoint long or short.
To get short there in a diversified portfolio, by all means, it's appropriate.
It's risky, but it's appropriate.
If you are involved in the equity markets, and that is your focus, and you trade both
sides of those markets, and you are convinced that the market is going to go down dramatically,
you certainly are free to adapt that positioning in your portfolio.
I will tell you that, as a rule of thumb, a short
position is probably three times as risky as a long position.
And there's reasons for that.
There's mechanics.
Some of it has to go to those incentives that I mentioned.
But the mechanics of having to borrow and hold that short position are intentionally
designed to impede your success, in my opinion, after a lot of years.
In addition, I think that you need to bear in mind, 25 to 30 years of experience, it
tells me that the vision of other market participants-- and there are participants in this market,
and they are growing, who are really just there to try to take advantage of what they
see as weakness in portfolio construction.
And quantitative models do this all the time.
But on the short side, you're much more visible than you would think.
If you're hanging out there net short, you're doing it in plain sight.
And then, because you can't hold that position into perpetuity, because, as a mathematical
reality, there's unlimited risk, it's not the most difficult thing in the world to just
bid up the securities that you're short and force you out of them.
That's what we call a short squeeze.
And every time this market has rallied since it came off its highs in September, including
yesterday, part of that was being driven by a short squeeze.
So I want to come back to your original point.
If you're super bearish on the market, go ahead, knock yourself out.
Just understand that you're betting against the odds in terms of how to make money.
First off, in hedge fund land, on what I would call an alpha basis, a relative performance
basis, the first nine months of the year were probably the worst of the decade.
It sounds like a big statement.
But we're not talking about including the crash.
That was last decade.
That follows on by October, which was probably, almost certainly, the worst month of the decade.
And now we have November, which is now in the running.
I would say my observation is that for the most part, fund managers were caught unaware
by the volatility spike, reacted late, and have catalyzed some impairment across the
board.
And that is something which I'm greatly concerned about.
I lived through this long enough to know that when they're in impaired capital pools out
there, they don't make decisions that are constructive to an orderly market.
It's a little bit like being out on a speedboat in Minnesota in August at 5 o'clock at happy
hour.
Maybe a good boater, but not everybody on the lake can say the same thing.
I think that it depends on how much longer the externally catalyzed volatility lasts.
I'd like to think it's going to wind down.
I'm on record as saying that it should go till at least Christmas.
It's my belief that there's a great deal of capital out there trading in the world right
now that would like to use their financial resources to induce the Fed to reconsider
raising rates on the 18th or the 19th.
I don't know why you'd get long in front of that.
So I think the risks, as we sit here, are skewing still to the downside.
A lot of funds are going to go out of business.
The redemption periods in hedge fund land are mostly in.
We don't know exactly who's not there.
But how they go about unwinding their portfolios and over what period of time is some concern
for me.
On the other hand, herein lies the opportunity.
If there are investment pools that have to undertake fire sales to meet redemptions and
closures, at the end of that, if you've managed your risk-- and that's the important point.
That's one I'd really like to get across.
And you didn't get crushed here, maybe you can do some shopping.
That's kind of where I'm trying to take people to.
Well, these would be the big global capital pools.
I don't think that these things exist in isolation.
And I don't know how much it would matter one way or another.
But if you look at the overall risk flow position, which is something that I spend a great deal
of time working on-- this is really the art of my science, is, what is going to cause
risk to flow in and out of the market or to redistribute itself.
Well, you have trade wars, and you have a Fed that, on paper, has said it wants to raise
rates.
At the same time, those trade wars, I think, are problematic economically.
I don't know.
I won't comment on whether they're the right move or the wrong move.
Same thing with the Fed, it wants to be on a path to have higher short-term interest
rates.
In the meantime, longer-term interest rates have not moved.
If anything, they've gone down.
And the world's GDP is dropping here.
And we're entering a period of slow global growth.
So I do wonder what the hurry is here.
And I think the totality of that, whether explicitly-- I don't want to act like a bunch
of people are sitting in a room saying, let's send Jerome Powell a message here.
Better not raise rates in December.
It's more of an ethos that says, how can you really have confidence in the policy conditions
of the market right at the moment.
It's a little bit difficult to put on risk with these uncertainties here.
And the end result of that is that capital, I think, naturally flows in a way that kind
of forms this opinion that, no, most of the invested resources would prefer that the Fed
not raise rates and prefer that we were not in a trade war with China.
So it's a little bit more implicit than explicit.
Yeah, I think that's fair.
But look, I don't want to be redundant.
It was always path-dependent.
So there was the results of the 2016 election.
Nobody can be faulted for thinking that that might be accretive to valuations.
And 2017, in fact, that's what happened.
And it was what I call a beta environment.
You had to have gotten the beta right.
It didn't matter.
You really had to be long.
Were those policies going to be followed through?
Would inflation present itself significantly, particularly on the wage side?
Well, all of those things are now rendered fairly ambiguous here.
It's not clear to me that rates are going to be higher next year or whether or not we
are going to be in an all-out trade war with our trading partners or any of that.
So the dice have just tumbled in a way that make things look pretty opaque right now.
And I hear guys all over the place say, well, OK, you've got your projection for 2019.
And everything's fully valued.
And returns are going to be very flat, if not negative.
Well, guess what.
Something's going to happen, good or bad.
It always does.
So I am not prepared to say that.
What I would say is that, before we see the blossoms on Park Avenue, the world is going
to look like a substantially different place.
And I have no idea what form that's going to take.
But that's, again, what makes it the great game it is.
I try not to hang out with risk managers so much.
But risk-takers have a big challenge on their hands.
And I can give you an example.
So let's just assume-- and we may be in the midst of it right now-- that equity indexes
on high volatility end up spinning their wheels over X number of sessions.
They go from 2,750 to 2,550 on the S&P and then back to 2,750.
And that happens over, say, a two-week period.
When I got into this business, particularly into the hedge fund business, that is Shangri-La
for portfolio managers.
Now it is hell on earth.
That round trip is absolutely-- they will lose money nine out of 10 on it in the current
environment, whereas 15 years ago, that's exactly what they were looking for.
So you have to take this into account.
And I think, a just on a related note in risk management, if you read up on it-- and god
help you if you do.
I have to.
But there's a lot of conflating of the concept of risk management with one of preservation
of capital.
You're really trying not to lose money, at least beyond what's parameterized.
And if that's job one in risk management, then there is the job 1A, and that is preservation
of investment themes.
The performance differentiation that I see for several years now, with maybe a few temporal
exceptions, is, did you get blown out of your positions at the lows, because you didn't
manage your risk well.
Or were you a little bit more prudent and managed not only to preserve capital but to
be able to buy names that you wanted down near the lows and ride them up?
I write a weekly update.
And in it, just at the end last week, I saw a statistic that said that the net positioning
of hedge funds, how much of an edge they have, long or short, is at its lowest level since
the beginning of 2016.
It's 20%, whereas typically, it'll range in the 30% to 40%.
There's a time series about that, OK?
So it's kind of a hedge fund concept.
But typically, an equity hedge fund will have long positions and short positions.
If we add up those and compare those in dollar terms to the net asset value, we get something
called gross exposure, which will usually be about 130%, 140%, maybe 160%.
So if you have $100, you might have $150 invested.
And that's all without using any leverage.
That's old school.
REG-T allows you up to 200%.
The difference between the long and the short positions, preserving the sign, is the net
position.
That's how much of an actual exposure, at least on paper, you have to the markets.
So if I take $100, and I buy $100 worth of stocks, and I sell short $100 worth of stocks,
then my net exposure is zero.
If I take that same $100, and I buy $100 worth of stock, and I sell short $80 worth of stock,
I've got a net position of $20, or 20%.
So these numbers will rise and fall.
But they are at the lowest ebb that they've been since the beginning of 2016.
And by the way, from that time period, you're talking about, I think, 10 quarters from those
lows in about February of 2016 to the highs that we had in September of this year, 57%
increase in the S&P 500.
So I'll just tell you, it's about staying one step ahead of the game.
But it ain't easy.
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LABOUM - 6th Single Album [I'm Yours] 라붐 언박싱 Kpop ラブーム - Duration: 2:39.
Hey, What's up, guys! My name is Jay The official unboxer of Ktown4u
which is the world's best Kpop online store
Before you watch my video please click like and subscribe my channel
Also if you want to buy this album follow the link in the upper right corner
Ready?
You guys enjoyed my video? Please click like and leave your comments.
It really helps me to conquer the world with unboxing Kpop.
I'll see you soon. Bye~
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Advent Day 6: You Are Continually Loving Me - Duration: 3:47.
For more infomation >> Advent Day 6: You Are Continually Loving Me - Duration: 3:47. -------------------------------------------
What I usually Do in Malaysia, Not in Hong Kong! - Duration: 10:19.I am in Kuala Lumpur, Malaysia. Today is 1st of December 2018.
I come back here for holiday and spend some time with my friends
So this is the first time I come to Malaysia that has a brand new government
"Ini udara yang saya bau adalah Pakatan Harapan punyer kerajaan", a brand new Malaysia
I feel so excited to be here again
Gonna spend few days here and then I will head back to my hometown which is Kuantan.
I just want to show you what I usually do or what I can do when I'm in Malaysia
instead of in Hong Kong.
Malaysia has a stall called "Mamak" stall, it is open 24 hours and today, when
I arrived in Kuala Lumpur, I had my midnight supper, it was 3:00am
when I arrived in Kuala Lumpur and I had my food when I arrived here
because I was pretty starving, so I had my fried noodles in the Mamak stall at 3am
This is normally you can't find a shop or restaurant open
during early morning at 3 am in Hong Kong, this is totally impossible
So another thing I want to show you guys that you
can see that every house has their own car, you can see there at least two or
three cars in every household. This is some sort of culture in Malaysia that
driving is somehow more economical or is more cheap than taking the public transport
because the fuel price is very cheap, they drive to work, drive to shopping malls
this is their transportation. Well another one is to able to chill in
shopping malls and having my coffee, doing nothing because there are not much
people in shopping malls in Kuala Lumpur
it's really a good way to chill and this is amazing. So when I go back to
my hometown I will show you more on what I usually can do or usually I will do in Malaysia
Right now I'm at The Curve shopping mall in Petaling Jaya, I think that The Curve
is like my favorite shopping mall in Malaysia because I used to stay nearby
I'm just chilling here, buy some stuff and having coffee
The Curve shopping mall have wonderful decoration for Christmas, is really amazing.
So I'm the airport, I'm going to fly back to my hometown and I just took a Grab
from my friend's house to KLIA2, it was around RM60 (120HKD), so this is a
morning flight around 7 a.m. to Kuantan, it's going to take around 30 or 40 minutes, see you back then
I am in Kuantan, my home. Another thing that will usually do when I'm in
Malaysia which is in my hometown especially, I drive car to any places I want
because you know Malaysia has lots of lands and the house is
especially my hometown, the houses are scattered around the town area
So I'm living in an upskirt area of the city centre
it doesn't look that bad because the place I'm staying is pretty chill
So I usually drive to any places even
when I was working in Kuala Lumpur, I always drive to work and this is
something that I will not do when I'm in Hong Kong because I don't think I can afford a car, right?
The car that I'm driving today is this car Vios,
and there's another car over there, which is the Honda City, I used to drive that car
to work in Kuala Lumpur, but I'm driving this car today
All right
Alright guys, so these are the things I've bought in the supermarket, which is near
to my house, it's actually a very normal supermarket where you can find in
anywhere in Malaysia. And these are things that I bought for my friends and
actually you as a traveler in Malaysia, especially you like Southeast Asian food
or Malaysia food, you can buy all these things. So firstly I want to
introduce this one, which is the instant noodle from Maggie. So Maggie is a very
popular brand in Malaysia, everyone in Malaysia would know this
brand, when we want to eat instant noodle, we will say do you want to eat
Maggie mee (noodle) instead of saying instant noodle. Maggie is a very dominant word
in Malaysia, when you go to the Mamak restaurant, you can say I want to have a
Maggie fried noodles, so they use this Maggie ingredients to cook the noodles for you
These are the instant noodles that you can buy if come to Malaysia
this thing has five packages and it only costs RM3.75 (7.50HKD), it's so cheap right?
so you have the soup and the curry, personally I prefer curry,
because it is a little bit spicy but it' tastes amazing. So another one I
want to show you guys that you can really buy it for your friends as a
souvenir and it is a very small package, it is a curry powder or Rendang premix powder
where you can use it directly, so there are two brands which
are very popular in Malaysia, the first one is "Lutut Babas"
it's a very famous brand in Malaysia and the second one is "Adabi"
"Adabi" it's like a very authentic brand in Malaysia where you can buy it for you friends
they have premix ingredients powder
herbs, curry powders, everything. You can use them to make Malaysian food
For example, this is the curry fish, if you look at it back,
they actually provides you the instructions on how to how to use it
so you can make a very authentic dish while for the Rendang curry powder
they also listed out all the instructions for you to make a very nice
Rendang, basically just to add some water, especially coconut milk and just blend
into the bowl and you can make it to a very nice Rendang paste. I could say that
most of the Malay restaurants in Malaysia, they use all these powder
I think that you can buy all these as souvenirs for your friends, and they can
use these to make Malaysian dish. All right, and for this Maggie brand when I
was living in Hong Kong I couldn't find any Maggie instant noodle, this brand
I couldn't find any Maggie brand, if you're living Hong Kong or you're Hong Kong
people, and you know there's a shop that sells Maggi brand instant noodle, please tell me
I need it so much that's why I'm buying some of these instant noodles and
bring it back to Hong Kong, I need these to cure my homesick. Alright so that's all
about it, that's what I usually do and buy all these things in Malaysia. So I'll see you in the next video!
-------------------------------------------
How to buy stock as a gift - Duration: 4:59.
if you're looking for an easy way to give stock as a gift this is one of the
easiest ways I've found and so in this video I'm going to walk you through how
this process works and the company that does this and why I like it so much
all right so this is a look at their website and this website is called Stockpile
and we'll have a link up above that will take you over there they occasionally
have a sign-up bonus of like $5 free stock and so if they have that available
have that linked up above and down in the description below and essentially
what I love about this site is that they allow you to start investing like they
say just for five dollars and what is great about that is they allow you to
buy fractional shares of stocks and they're actually very few companies who
actually will allow you to do this almost every stock broker online forces
you to buy an entire share of a stock for example Amazon's stock price right
now is around seventeen eighteen hundred dollars at the time of this recording
and so you would need that much to buy one share of Amazon but with the tool
like Stockpile here you can get in for a small fraction of that amount so what
does this mean for you and I as gift givers and I think this is a great
option for Christmas gifts and birthday gifts because it's something that
potentially could make them more money and somebody could it's it's like a
modern-day version of the savings bonds that a lot of us got as kids but what I
like about even more is it gets kids and teenagers interested in the stock
marketing interested in investing because they have little gift cards like
this where you can send your little nephew this $25 gift card that allows
them to get $25 worth a Amazon stock they just need to take it to the website
sign up it doesn't cost them anything and there are other ways you can give
stock as a gift but this is by far the easiest cleanest I think best gifting
experience to where you actually have a gift card that you can give someone and
to be honest I just think it's a really cool idea now if you want to see how
this works once your recipient gets the actual gift card and how they redeem it
we'll just walk through that process right now so all they need to do is come
over to the Stockpile website and then go to redeem hit redeem right here it's
gonna take them to a page that looks like this they just enter this redeem
code it's a lot like just having a gift card and then after units the redeem
code it tells you you're about to own $25 Apple stock so at this point if they
did want to get a different option if they wanted to invest
like an ETF or if they wanted to invest in a different stock they could they
could click other options and go down that path but in this case we're just
gonna click get this stock and then we're gonna now just quickly create our
account and then we can click sign up all right then we just click redeem the
gift it's telling us what it is trading per share it's one hundred eighty two
dollars per share so we don't have to spend that much we can get it for twenty
five dollars in this case and then we're gonna go ahead and click redeem and then
what we're gonna get is a portion of a share of Apple stock and that's really
all it takes to take one of these gift cards and redeem it and turn it into
something hopefully you know far more valuable than what you're actually
spending so it's a gift that actually makes them money instead of one that is
getting thrown away in a couple years so here's the handful of questions that I
had and wanted to get answered before I move forward with this so I'll just
answer them here for you and if you have any other ones you can ask down in the
comments down below or check over at Stockpile website and we'll go from
there so one thing I was wondering about is are the kids going to be charged fees
like monthly fees in their account because I remember having an IRA that I
opened as a teenager and they charged me like a $20 monthly fee and I watched my
balance go from I think it was like two or three hundred dollars down to zero
and the fees literally ate all of my investments out of my account and
thankfully Stockpile doesn't have any fees and they have no minimums
additionally if the kids or any of the gift recipients want to invest more they
can invest more for ninety nine cents a trade now that is pretty much the
cheapest that I've found it any online broker and so I love how accessible
they've made this for the younger generation and if you're wondering how
to actually give these gift cards so I think these are sold in some stores but
you can go to the website you can buy these you don't even need an account to
buy them so you just buy them directly from their website you also can send an
eGift where it will send them an email where they'll have a basically a virtual
gift card attached to it and then you can also print one off at home and put
it in a birthday card or something like that to hand that to them as well no I
think these plastic cards just feel like a normal gift card and I think it's a
really cool way to do it but it cost you a few bucks extra to do these and
additionally you have to wait for them to arrive in the mail so whatever works
best for you but all in all I just think this is a great way to give a gift and
I'm super excited about it so I hope this helps you and if you're new to our
channel my name's Bob Lotich and what we do here is we talk about practical ways
to kind of put more money in your pocket via savings
investing paying off debt all these different things and then we also talk
about some of the timeless biblical principles of how to manage our money
wisely you know many people are surprised at this book that's thousands
of years old actually is very timely advice for how we should manage our
money and in fact it actually works so that's what we talk about in this
channel so that interest you definitely hit that subscribe button so you can
hear from us and to create more stuff like this and if you enjoyed the video
please let us know by leaving a thumbs up down below and that's all for today
so have a great rest of your day and I will see you in the next video
-------------------------------------------
UGP Funniest Moments 2 - With Mark from Uber Hints! - Duration: 5:42.
Uber Girl
Paula
L.A!
Good Morning!
Good Morning!
I was resting peacefully in bed...
I was dreaming those beautiful dreams about you know...
Unicorns
and mermaids...
and pleasant music was drifting through my head...
and then the phone rings!!!
and I think - who in the world would be waking me up this early on a Sunday morning...
!!AND HERE'S PAULA!!
I'm telling you it was eight o'clock Wisconsin so I'm thinking it's like 6:00 a.m.
Goodnight everybody!
over there on the west coast
west siiide!
(Jiminy Glick) That's a wonderful little story you told !
What in the world were you thinking?
I know I'm just always up early I'm an early riser...
I'm an early riser
I'm a morning person
you know I just say I love morning
Morning's...
Morning's here!
I don't know
I love seeing the Sun come up
and I love seeing the Sun rise
it's my favorite time of the day!
A lot of people would say Paula is Scotch
now, you gotta understand...Scotch is a liqueur
Scottish such a person
Mr. Scott give me full power...
it's no good captain
I cannot reach the control panel...
really distracting?
You've got some nerd collection!
Nerd!
You know, we all have our annoying things...
wait...
Wait a minute!
you're saying my...
my Disney stuff is annoying?
Did I really hear you say that?
I'm just saying we all have our weird things
no you said annoying!!!
wanna hear the most annoying sound in the world?
aahhahhahahahahahahhahhhha!!!!!!!!!!!!!!!
I'm gonna hold you to that!
well when I started with Uber...
I got a $1,000 sign up bonus!
A thousand dollars?!?
I did!
you pirate!
(Jerry Seinfeld) But I don't wanna be a pirate!
I did!
now we bury the treasure
um captain... I know we usually bury the treasure
but what if this time we use it to buy things?
I did I got a thousand dollars.
do you accept cash?
Edibles!
one cannabis edible
oh my god.. seriously?
I like edibles but um that's a different topic...
I'm getting high on reefer!
Chicago has nine and a half a million people
it's not like you know you turn around you bump into some
guy with a funny Chicago accent
Da Bears!
you know there's traffic everywhere
c'mon ya bastards i'm late for work..
at least in LA people are relatively polite because
everybody's high!
and they're all chill!
i'm beginning to think so every time I go down to the beach, I see all of these signs with the pot leaf
on it you know and it says you know come in medicinal marijuana that's alright
hey you know I stopped my toe today can I have a joint?
go to Mars dude
I know, my Invisalign hurts - I need to vape!
hey!
I like to vape... think I'm a P$%&#?
yep!
it's so funny!
no I was going to say was to remember I say was telling you about the Uber beacon?
there's the beacon... you know and this is so cool because you know it's so nice
at night changes color
you're doing a wonderful Vanna White there!
whenever you're ready
fish love?
haha sorry!
wish list!
when I go back to Scotland I feel like a tourist you know going back to my
home country and it's just so beautiful it's so green and it pisses down with rain all the time!
I've never been there but I've been to Newfoundland
Newfoundland looks like how I imagined Scotland looking
there are some areas that you stand on the ground and it's so thick with moss your
foot just squishes into the moss...
oh that's not an egg!
this has been so ridiculous!
go visit Paula's channel
UberGirl
Paula!
do I have that right Paula?
yes...UberGirl Paula...
L.A.
What does everybody need to do to my channel Paul?
Subscribe!
and
leave a thumbs up!
leave a comment!
Bye!
say bye Nancy!
It's not bye it's see ya later!
-------------------------------------------
15 New Nail Art 2018 And New Year ❤️ Nail Art Designs Compilation 🤶🎉 - Duration: 11:08.
15 New Nail Art 2018 And New Year| Nail Art Designs Compilation
Thank you for watching!
Hope you enjoy this video!
-------------------------------------------
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Thank you for watching!
Hope you enjoy this video!
-------------------------------------------
Honda CR-V 2.0i V-TEC 4WD Elegance - Navigatie - Leder - Duration: 1:15.
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O Γιάννης Μπέζος απαντά στο ενδεχόμενο επιστροφής της επιτυχημένης σειράς «Της Ελλάδος τα Παιδιά» - Duration: 1:03.
Τον Γιάννη Μπέζο συνάντησε η κάμερα της εκπομπής «Τι Λέει» και ο γνωστός ηθοποιός απάντησε στο ενδεχόμενο να δούμε και πάλι στις τηλεοπτικές μας οθόνες την πολύ επιτυχημένη σειρά στην οποία πρωταγωνιστούσε «Της Ελλάδος τα Παιδιά» με την απάντησή του να μη δίνει και πολλά περιθώρια συζήτησης για το συγκεκριμένο θέμα «Δεν συμφωνώ πολύ
Αυτά είναι σαν μνημόσυνα και δε μου αρέσουν καθόλου
Ένα μεγάλο θέμα είναι και ότι ο συγγραφέας, ο Δημήτρης ο Βενιζέλος δεν ζει πια
Επομένως θα πρέπει να βρεθεί κάποιος άλλος να το κάνει
Υπάρχει και ένας μεγάλος κίνδυνος να καταστραφούν και τα πρωτογενή με αυτά
Δεν υπάρχει νόημα
Το θεωρώ λίγο απίθανο» δήλωσε ο ηθοποιός
Δείτε το απόσπασμα
-------------------------------------------
How to buy stock as a gift - Duration: 4:59.if you're looking for an easy way to give stock as a gift this is one of the
easiest ways I've found and so in this video I'm going to walk you through how
this process works and the company that does this and why I like it so much
all right so this is a look at their website and this website is called Stockpile
and we'll have a link up above that will take you over there they occasionally
have a sign-up bonus of like $5 free stock and so if they have that available
have that linked up above and down in the description below and essentially
what I love about this site is that they allow you to start investing like they
say just for five dollars and what is great about that is they allow you to
buy fractional shares of stocks and they're actually very few companies who
actually will allow you to do this almost every stock broker online forces
you to buy an entire share of a stock for example Amazon's stock price right
now is around seventeen eighteen hundred dollars at the time of this recording
and so you would need that much to buy one share of Amazon but with the tool
like Stockpile here you can get in for a small fraction of that amount so what
does this mean for you and I as gift givers and I think this is a great
option for Christmas gifts and birthday gifts because it's something that
potentially could make them more money and somebody could it's it's like a
modern-day version of the savings bonds that a lot of us got as kids but what I
like about even more is it gets kids and teenagers interested in the stock
marketing interested in investing because they have little gift cards like
this where you can send your little nephew this $25 gift card that allows
them to get $25 worth a Amazon stock they just need to take it to the website
sign up it doesn't cost them anything and there are other ways you can give
stock as a gift but this is by far the easiest cleanest I think best gifting
experience to where you actually have a gift card that you can give someone and
to be honest I just think it's a really cool idea now if you want to see how
this works once your recipient gets the actual gift card and how they redeem it
we'll just walk through that process right now so all they need to do is come
over to the Stockpile website and then go to redeem hit redeem right here it's
gonna take them to a page that looks like this they just enter this redeem
code it's a lot like just having a gift card and then after units the redeem
code it tells you you're about to own $25 Apple stock so at this point if they
did want to get a different option if they wanted to invest
like an ETF or if they wanted to invest in a different stock they could they
could click other options and go down that path but in this case we're just
gonna click get this stock and then we're gonna now just quickly create our
account and then we can click sign up all right then we just click redeem the
gift it's telling us what it is trading per share it's one hundred eighty two
dollars per share so we don't have to spend that much we can get it for twenty
five dollars in this case and then we're gonna go ahead and click redeem and then
what we're gonna get is a portion of a share of Apple stock and that's really
all it takes to take one of these gift cards and redeem it and turn it into
something hopefully you know far more valuable than what you're actually
spending so it's a gift that actually makes them money instead of one that is
getting thrown away in a couple years so here's the handful of questions that I
had and wanted to get answered before I move forward with this so I'll just
answer them here for you and if you have any other ones you can ask down in the
comments down below or check over at Stockpile website and we'll go from
there so one thing I was wondering about is are the kids going to be charged fees
like monthly fees in their account because I remember having an IRA that I
opened as a teenager and they charged me like a $20 monthly fee and I watched my
balance go from I think it was like two or three hundred dollars down to zero
and the fees literally ate all of my investments out of my account and
thankfully Stockpile doesn't have any fees and they have no minimums
additionally if the kids or any of the gift recipients want to invest more they
can invest more for ninety nine cents a trade now that is pretty much the
cheapest that I've found it any online broker and so I love how accessible
they've made this for the younger generation and if you're wondering how
to actually give these gift cards so I think these are sold in some stores but
you can go to the website you can buy these you don't even need an account to
buy them so you just buy them directly from their website you also can send an
eGift where it will send them an email where they'll have a basically a virtual
gift card attached to it and then you can also print one off at home and put
it in a birthday card or something like that to hand that to them as well no I
think these plastic cards just feel like a normal gift card and I think it's a
really cool way to do it but it cost you a few bucks extra to do these and
additionally you have to wait for them to arrive in the mail so whatever works
best for you but all in all I just think this is a great way to give a gift and
I'm super excited about it so I hope this helps you and if you're new to our
channel my name's Bob Lotich and what we do here is we talk about practical ways
to kind of put more money in your pocket via savings
investing paying off debt all these different things and then we also talk
about some of the timeless biblical principles of how to manage our money
wisely you know many people are surprised at this book that's thousands
of years old actually is very timely advice for how we should manage our
money and in fact it actually works so that's what we talk about in this
channel so that interest you definitely hit that subscribe button so you can
hear from us and to create more stuff like this and if you enjoyed the video
please let us know by leaving a thumbs up down below and that's all for today
so have a great rest of your day and I will see you in the next video
-------------------------------------------
Últimas notícia de hoje : CÂMARA LIBERA MUNICÍPIOS A ESTOURAR LIMITE DE GASTOS COM PESSOAL - Duration: 2:03.
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Новогодняя композиция с птичкой❄🐦🎄 🎅. Мастер-класс - Duration: 19:49.The workshop of Valeria Radyk "The Magic World of manual creativity"
Hello everyone, Valery is with you! Welcome to my magical world of creativity!
Today, we will create a New Year composition from scrap materials.
Materials: thermo-gun,
polymer glue
corrugated cardboard, light linen fabric (you can use another suitable fabric),
twine, white spruce branches (you can apply green branches, muting them with white paint)
blue beads, wire for beadwork,
tree branches
A4 white paper (for a candle), scissors,
lace, snow paste (link in the description under the video)
knife on gypsum board or model knife,
thin cardboard (for a candle),
bird purchased or homemade (how to make it-link under the video),
large mother of pearl beads or small Christmas balls,
acrylic paints, acrylic lacquer,
snow glitter,
brushes for paints and varnishes,
ready-made openwork leaves (reference to making similar leaves is in the description below the video),
The tooltip is in the upper right corner of the screen.
We dull to work:
Cut out of corrugated cardboard four identical parts: 23 by 14 centimeters,
You can make the base of any other size. Details glue.
We also cut out four rectangular parts measuring 18 by 8 centimeters.
We glue the parts together.
I'll glue the house into the base,
To do this, cut a hole at the base of a bit larger than the size of the bottom of the house.
The house will not be in the middle, but slightly offset to one side.
We glue the fabric with polymer glue6
Apply snow paste to the window and roof
link to a master class on making pasta in the description under the video.
As well as a hint appears in the upper right corner of ekan.
After hardening, paste the paste with acrylic varnish with the addition of glitter.
In my work, I use these leaves
A link to a master class for making such leaves is in the description below the video.
In addition to the leaves, I will apply natural branches painted white,
I will also use white fir branches,
White branches are not necessarily white, you can muffle them with white paint using a sponge,
The branches are also varnished with glitter imitating snow.
Optionally, the base can be made wider and on the reverse side you can also place the composition.
You can also attach a garland around the house and the base.
I would be glad if you like my master class and benefit.
I thank my subscribers for what I have!
Thank you for your kind words, for your support,
thanks for "likes!
I am very glad that in my master classes you can make your wonderful works!
I wish you all a creative inspiration,
New Year's mood
and all the most magical and beautiful!
See you again!
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