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CES 2019 - Nova fase da Alienware, notebook Area 51M e mais com Frank Azor - Duration: 8:51.
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In-N-Out Burger, 1859 S Signal Butte Rd, Mesa, Arizona to Banner Desert Medical Center, GP026670 - Duration: 26:05.
In-N-Out Burger, 1859 S Signal Butte Rd, Mesa, AZ 85209 locations.in-n-out.com (800) 786-1000
Mod Pizza
Village Inn
Village Inn
1863
Streets of New York
Bahama Buck's
Sprint
Fast Med Urgent Care
Chili's
Superstition Gateway East
Baseline Rd
Signal Butte Rd
Chevron
US-60 West
Residence Inn
The Home Depot
Exit 191, Queen Creek
Exit 188, AT Still University
You're Fucked, Mesa Police
Dillards
Superstition Springs Center, 6555 E Southern Ave, Mesa, AZ 85206 superstitionsprings.com (480) 832-0212
Mesa Unified School District No 4
Exit 186, Higley Rd
Exit 185, Greenfield Rd
Western Horse Trailer
Circle J
Exit 184
CareScape
Exit 182, Gilbert Rd
paintkings.com
ELS Construction Inc
Exit 180, Mesa Dr
Exit 179, Downtown Mesa Community Center
Sequoia Charter Schools Children First Academy
Reyes Lawn Service Inc
Golfland Sunsplash, 155 W Hampton Ave, Mesa, AZ 85210 golfland.com (480) 834-8319
Exit 178, Alma School Rd
State Trooper, Arizona DPS responds to US-60 Superstition Freeway Traffic Accident
Exit 177, Dobson Rd
Sprinkler World
Tempe, Next 6 Exits
Banner Desert & Cardon Children's Medical Center
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milonga los hermanos mercedes sosa tutorial guitarra - Duration: 13:50.
Hello! How are you?
I'm going to talk about the "Los hermanos"milonga
Flok song from Argentina I played with my father many years ago
and my mother. She sang and he played guitar with me
we have played it live and did some little tours
We had a band called "Trío Orígenes"
singing mostly Atahualpa Yupanqui songs, he is the composer of this one
and my father asked me to explain how to play this song
I think he did for you to know
Because as I said he played this with me
and maybe he is nostalgic
Milonga rythm is a little tricky
chords are quite easy, even we do not use all the fingers we should
because of the arpeggio
but right hand is a bit tricky, it's easy but
you have to automate the movement
for chords, you have in the description videos
links where I explained them
and so the video is not so long
tab is on "lacuerda.net"
I give you the link in the description
and as you can see in the tab, the song is a three verse song
with different sizes
each verse increases in 4 measures
first verse is 16 measures or 4 whole parts
next 20 or 5 whole parts
and next 24 or 6 complete parts
It's interesting that verses have not the same measures
I'll give you a link in the description
where Mercedes Sosa does a version like this
I'm going to explain Mercedes sosa's guitarrist playing
not atahualpa's one. This version of Mercedes Sosa is better for me
and thats why I show you this one
3 verses and we always do
intro - verse and variation at the end
as you saw when I played it, and then we return to the intro
intro - verse - end of verse variation x3
I put the tab but
as I say in the tap we have to put a capo
on fret 3 string 3, at the intro
we use two open strings
hammer on on frets 6 and 7
and the open strings 2 and 1
we repeat
three times and slide down from fret 6 to 5 on 3rd string
again the two open strings, I repeat
hammer on 4 to 5 frets
and 7 to 8
each time I use the two open strings
let's do what we have
and now fret 7, 5
only open 2nd string
now the 3 strings open
when I say open I mean 3rd fret, because of the capo
I repeat again, slow
we go to string 4
hammer on from 7 to 8
twice
7, two open strings
5, one open string
4, 2nd string open and 1st string on fret 5
this is part of the B7 chord
I repeat it, slow only second part
first and second part
and then Am, and look how I do
thumb on string 5, index on 4th
ring and middle on 3rd and 2nd
and index on 4th
If I say Am I mean Cm
because of the capo
G without the 4th finger
as the arpeggio provoques it is not necessary
4th with index
3rd and 2nd with ring and middle
index again
now a B7, we do not use finger 4 again
these three are enough
the whole intro
then we start the verse
this is the milonga rythm
let's see right hand, thumb on 6th string
index, and middle+ring 4th and 3rd+2nd
thumb on 6th, index on 4th, middle and ring 2nd and 3rd
5th string
again indes 4th, middle and ring 2nd and 3rd
and 5th
then index, middle and ring all together
this is 4/4 but 3/8+3/8+2/8
with Em we only have to count on finger 4
to add a C
Eb in this case
and then with the rest of the fingers
when we got it
it will be easier, but beleive me, it's a bit tricky
now B7 withoput finger 4
we put finger to on F#
I mean A
it is really a B/ but woth the low note on F#
but we have to use finger 4 again
to fifth string to do the same
once in Em
twice B7
and Em again
this is repeated each phrase
on verse
16 measures
and the we go to E/G#
feel free to do this part as you want, I like to do it
thumb on 6th, indes on 4th
mddle and ring 2nd and 3rd
I repeat index, middle and ring, index, middle and ring
3 times
Am or Cm to be honest!
this twice, but feel free to do it as you want
there is a rittardando and no rythm moment
G
without finger 4
B7 without finger 4
then once. I mean 3, 2 , 3 , 1
I mean 1 time = index, middle+ring
3
2
3
1
then, we go to the intro again
and we repeat verse, end of verse, intro, verse, end of verse
each verse increments in 4 measures
the whole song but slower
and thats the way to play Milonga de los hermanos
Ok, be good
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Rick Scott: Delaying State of the Union is 'wrong' - Duration: 7:14.
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Help Me Hank: Nonprofits stepping help during gov't shutdown - Duration: 2:48.
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Could supersonic transport be making a comeback? | CNBC Reports - Duration: 7:06.
It's been 15 years since Concorde was up in our skies flying faster than the speed of sound.
I looked at this machine sitting there and I thought, "Wow."
It led the way in aviation technology but its program lasted less than 30 years.
SST or supersonic transport hasn't been seen since in commercial aviation,
but it may be about to make a comeback.
Flying faster than the speed of sound may feel like a relatively new phenomenon,
but the first Concorde took to the skies the same year man landed on the moon.
How does one know, what truly will be the ultimate in the conquest of the skies.
Well, the first jet flew, the prototype, in 1969, people forget that.
It's a sixties airplane, and then it didn't enter service until 1976.
Steve Bohill-Smith was a British Airways Concorde pilot for six years.
How come in the last century we used to be able to fly from London to New York in just over three hours,
and now it takes seven and a half hours?
That's not progress, is it?
So what are the flight times of today's subsonic passenger jets
compared with future supersonic aircraft?
Take for example the Sydney to San Francisco route.
The distance between the two is 7,419 miles.
Currently, subsonic planes make that journey in roughly 13 and a half hours.
Future supersonic planes are aiming to fly at Mach 2.2.
That's 1,688 miles per hour, which would make the flight time nearly four and a half hours.
It was Concorde however that displayed the glamour of high-speed flight
and the plane was supposed to revolutionize the commercial aviation industry,
Everybody wanted to come up and see us in the cockpit.
Celebrities used to sit where you're sitting and chat away.
But by the end of the 20th century,
the world's only supersonic airliner faced an increasing number of problems.
One of the issues that Concorde faced was the sonic boom it created when it broke the speed of sound.
This meant it was only allowed to fly across the ocean.
There were reports that the sonic boom was rattling and damaging property.
There were, according to some scientists, environmental concerns that the plane's high altitude
would result in its exhaust fumes doing more damage to the ozone layer than regular jets.
Concorde's small passenger capacity meant airlines struggled
to spread the high running costs across its 100 or so tickets.
The planes also required specialist flight and maintenance crews, which were an additional cost.
Fuel was another problem, particularly once oil prices began to go up in the 1970s.
The Concorde burnt nearly 100 tons of fuel flying from London to New York
and two tons just taxiing onto the runway.
Its fuel capacity limited the plane to trans-Atlantic journeys.
Then in July of 2000, an Air France Concorde crashed just outside Paris
after puncturing a tire and fuel tank on take off.
113 people died and the entire Concorde Fleet was grounded for more than a year.
While the Concorde did fly again, the crash, as well as the 9/11 attacks
which hit the aviation industry as a whole, compounded the many issues that the plane was already facing.
Ultimately though, it was the Concorde's business model that didn't work.
It's small, aging and expensive fleet of planes would have been too costly and unprofitable
for the airlines to improve or re-build, and under the weight of political and economic pressures,
its flying days were over.
Today, passenger aircraft still travels at speeds similar to those at the start of the jet age.
But there are some who are trying to change that.
One American company called Boom is planning on making supersonic transport a reality.
We're like a re-invention of Concorde half a century later with more modern technology,
so the aircraft can be more affordable and available to more people.
Boom is one of a handful of startups in the process of creating a new commercial supersonic aircraft,
which its founders hope will be 30 percent more efficient than the Concorde.
Its first flight is scheduled for 2023.
Research and development for the Concorde - they spent hundreds of millions of dollars.
How much is it going to cost to make your plane?
It's certainly not a capitally unintensive venture, but what's different now versus Concorde
is Concorde with 100 seats on the airplane and a $20,000 ticket price
could not work on very many routes for very many people and so 14 only ever entered service.
When you get the fares down to business class prices, so think $2,500 each way across the Atlantic,
and you right size the airplane, so 55 seats, smaller vehicle, works on more routes
and we could see a market for 1,000 to 2,000 of those airplanes which means
a much greater opportunity to earn back the development costs.
Even with an improved business model, how do you solve the problem of the sonic boom?
The sonic boom issue I think is really overblown, but we're baselining supersonic flight over water only.
Boom is aiming to produce a plane 30 times quieter than Concorde's,
while NASA is attempting to reshape the conventional design of a fixed-wing aircraft to solve the issue.
NASA is also working on creating a quieter supersonic commercial plane
with American aero and defense company Lockheed Martin.
However, even if the sound is reduced, there are still concerns that new jets will harm the environment.
That's because much of the development is focused on modifying existing engines
that still exceed global fuel emission limits.
There are also some industry experts that believe supersonic planes
may not be the leader in aviation technology for long.
In the early stages of development for commercial supersonic transport, Boeing actually won
the initial design contract but had to stop development after their funding was cut four years later.
Now, the American manufacturer is back in the game, developing a new hypersonic plane.
We are looking at potentially really, really high-speed travel, Mach 5 speeds,
which is a step function change in what some of the subsonic or supersonic jets would do.
So how quick is hypersonic?
Hypersonic planes will be traveling at Mach 5, five times the speed of sound.
That's 3,836 miles per hour.
Meaning the plane would take just under two hours to complete the Sydney to San Francisco journey,
around two and a half hours quicker than supersonic aircraft.
But hypersonic technology for commercial travel is still decades away.
There's a lot of technology challenges that you have to overcome,
and then there's also just the business model around hypersonic flight.
Is there a market?
To get a commercial aircraft to travel at the speed of sound is a feat of incredible engineering,
and if manufacturers can also sustain and expand their fleet while continuing to make money,
then this is an industry set to reach new heights.
Hi guys, Tom here, thanks very much for watching.
If you want to see more of our videos, then check out these.
And what do you think of supersonic travel, do you think it has a future?
Comment below the video to let us know and remember, don't forget to subscribe.
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Republicans Abandon Trump As Government Shutdown Drags On - Duration: 3:57.
Well, the government shutdown still going on, still no end in sight, still no buddy
coming to the negotiation table, whether it's from the Republicans or the Democrats.
Uh, and there's good reason for that.
I don't fault the Democrats for that.
Donald Trump has said he won't budge.
Democrats have said they won't budge.
So we're at an impasse now that we can do right.
Well, eventually this impasse is going to pass and it's probably going to happen sooner
rather than later because there are many, many cracks in the facade of the Republican
Party as Washington Post conservative columnists.
Jennifer Rubin pointed out this week, Trump has basically shown his hand.
He is holding nothing.
She says, you know, basically he's got a pair of Twos, but he keeps doubling down on it
and he can't win this.
There's no way he can win this.
He doesn't know what to do.
He doesn't know what his end game is here.
And more importantly, he is one of the worst negotiators that we have ever seen.
And the real irony there obviously is the fact that when he was elected and during the
campaign, he told his crowds that he was going to negotiate everything you need to negotiate
drug prices.
I'm going to negotiate with Democrats, I'm going to go negotiate with foreign countries
because look at me.
I'm a successful businessman and I negotiate a lot.
It's what I do.
I wrote a book called the art of the deal.
Well, here's the thing, Trump some moron.
He doesn't know how to negotiate.
And he has proven that day after day after day after day, since he was sworn in as president
of the United States, he doesn't know what he's doing.
But here's the thing, it's not just Jennifer Rubin, it's other Republicans who are joining
in with Democrats trying to get bills passed to reopen the federal government.
And then maybe later down the road talk about border wall funding, which promise you ain't
going to happen.
Um, but in the Senate, they keep getting blocked by Mitch Mcconnell even though other Republicans
have said, okay, yeah, we'll sign onto this.
We've got to get the government running again.
People in this country are suffering.
Our national security is suffering from this partial government shutdown, but Mitch Mcconnell
every time just says, nope, nope, nope, nope.
Not going to do it.
Not going to bring it to a vote.
Get the fuck out of here.
I don't care.
That's Mitch Mcconnell.
Ladies and gentlemen, Mitch Mcconnell and Donald Trump owned this shutdown.
There are plenty of Republicans, even some of the worst ones out there who have still
attempted to reopen the government to their credit, but you know who really does deserve
the credit here, the Democratic Party, you know, we.
We talked here at ring of fire throughout the entire Obama administration about the
fact that the Democrats were too willing to compromise.
They caved way too easily to Republicans even when Democrats had the majority's.
They haven't done that here and honestly, I do feel like that deserves a hell of a lot
of credit.
The Democrats are doing what we've been begging them to do for over a decade, which is fight
back.
Stand up to Republicans.
Do not let them push you around and Democrats are holding strong right now and what's happening
as a result of that is they're getting more and more republicans coming to their side.
They understand the damage they're inflicting on the United States and they want the government
reopened, but to people unfortunately are standing in the way and those two people are
Mitch Mcconnell and Donald Trump and that alliance have to right now is pretty powerful.
But as more and more Republicans continue to jump ship as more and more conservative
columnists come out here and say, Trump is an idiot and doesn't know what he's doing.
That alliance of two is going to get weaker and weaker by the hour and it won't be long
before those two idiots are forced to cave and give up their stupid dream of building
a wall along the southern border.
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AMBER Alert Issued For Girl, 2, Taken In The Bronx - Duration: 2:56.
For more infomation >> AMBER Alert Issued For Girl, 2, Taken In The Bronx - Duration: 2:56. -------------------------------------------
What Is a Gigafactory? | Inverse - Duration: 2:23.
- [Announcer] So what is a gigafactory?
Gigafactory is a word that Tesla CEO Elon Musk made up
to identify Testa's huge production facilities
around the globe.
The word "giga" comes from the Greek Gigas
which means giant.
And "factory" means, well, a factory.
So more or less, it's a giant factory.
What exactly goes on inside of one of these gigafactories?
Let's take it back.
Tesla's a sustainable energy company
focused on electric vehicles and solar energy.
They make cares, fancy roof shingles,
semi trucks, giant wall batteries,
more cars, among other things.
Manufacturing all these products
require a lot of resources, energy space and manpower.
On top of that, to even begin producing
all these electric devices,
Tesla has to have millions of lithium-ion batteries.
In comes the gigafactory.
Thousands of human workers
and even more automated ones work in gigafactories
to manufacture all of the electric energy components
Tesla needs.
Majority of the items actually built in the gigafactories
are the battery cells themselves.
As well as the powerwalls and powerpacks
that power people's homes.
The gigafactories are not exactly
manufacturing Tesla's cars.
They're focused on providing the energy needed
to power the cars as well as homes.
The bulk of production is lithium-ion batteries.
A ton of them.
By making their own batteries,
Tesla has most of the resources they need under one roof,
helping cut cost and increase productivity.
This is called vertical integration.
Part of the bold original specs of the gigafactory
involved the plant being entirely energy self-sufficient,
using a massive array of solar panels
and wind turbines to power everything.
Thought it hasn't quite achieved this,
Elon Musk has promised it will meet these goals soon-ish.
Most people associate the word gigafactory
with Tesla's first gigafactory,
which is open in July 2016 in Reno, Nevada.
This is their flagship location, you could say,
but it is technically called Gigafactory 1.
There's also a Gigafactory 2 in Buffalo, New York
and a Gigafactory 3 in Shanghai,
which began construction early 2019.
There will also be a Gigafactory 4 in Europe
some time in the future.
Gigafactories are pretty impressive places,
but they have yet to reach their full potential.
If they are able to meet and maintain
their lofty production goals
while remaining energy self-sufficient,
the gigafactory will be the way of the future.
Until then, just think of them as giant factories
spread throughout the world
creating a bunch of batteries
that have a more or less made up name.
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SAMSUNG GALAXY S10 PLUS - Benchmarks Revealed! - Duration: 3:52.
the Galaxy S ten plus has appeared on Geekbench it with some very impressive
results an early benchmark appeared under the
model number SMG975U you well it doesn't mention the s10 plus by name it
has been linked to this model number in the past the benchmark displays a single
core score of three thousand four hundred and thirteen and a multi-core
score of ten thousand two hundred and fifty six but we can see from the
results that this is a model with only six gigabytes of RAM using the
snapdragon 855 it's likely that the s10 plus will be available in a higher
ram configuration such as eight or ten gigs previously we had a benchmark
appear which was thought to be the s10 lite and actually received a much lower
score despite using the same chipset and RAM configurations the scores on this
test were 1986 single core and 6266 multi given that this benchmark was much
earlier it's likely that the lower scores could be due to a lack of
optimization now we're closer to launch it's likely that the software is much
better optimising and of course this is the higher model or the new scores are
higher than any other Android phone in the Geekbench ranking table they're
still lower than that of the iPhone 10S the iPhone 10S Scored four thousand
seven hundred and ninety seven for single core and eleven thousand two
hundred and sixty four in multi or disappointing to some it's not really a
surprise is they're both on the new seven nanometer process and apples
chipsets generally outperformed snapdragons in benchmarking given that
the two devices run on different operating systems it's also not directly
comparable and of course it's worth noting this is still an early score and
we may see higher numbers on release once the firmware has been fully
optimized this is also likely to be the base model given that it's only got six
gigs of RAM and the higher models will of course score better regardless of
benchmarking scores though the galaxy s10 plus is set to be an incredible
device we're expecting a six point four inch curved OLED display the display will
have an ultrasonic in display fingerprint scanner and a pill shaped
cutout that houses two selfie cameras with a further three
cameras on the back that means that the device is gonna have a total of five
cameras the device is gonna be powered by the Snapdragon 855 in North America
and the Exynos 9820 globally it's said to be powered by a four thousand
milliamp hour battery and will of course come with Android Pie in the form of
Samsung's new one UI in terms of RAM and storage variants there's been no
concrete information yet but given that we now see six is the base model I would
guess it's likely to be six eight in even ten gigabyte options we're also
expecting the color options to be available in black white blue and green
the galaxy s 10 plus is going to be launched on the 20th of February in San
Francisco it's Samsung's unpacked event in terms of pricing I would expect the S10
plus to start around nine hundred dollars for the base model and we could
see the price go as high as fourteen hundred dollars considering it there are
rumors of a one terabyte storage variant of course that we're gonna have to wait
till launch for any confirmations as always though I'd like to know your
thoughts down in the comments below but these benchmarks what you expected
do you think the final release will score higher and are you waiting to get
your hands on the galaxy s 10 plus but thank you for watching the video and
please don't forget to Like share and subscribe to the channel
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The Stock Market in 2018: Best Performing Stocks, Worst Sectors & More - Duration: 9:52.
Alison Southwick: So Bro, what's up?
Robert Brokamp: Well, Alison, very soon you'll start receiving those year-end account statements
from your brokerages, your 401(k), all your investment accounts [if you haven't already
started to receive those].
You'll get an idea of how your portfolio fared in 2018 and you'll want to know how you did
on an absolute basis because obviously how much your portfolio grows, or doesn't grow,
will have an impact on when you can accomplish your financial goals: when you can retire,
how much you're going to have for the kids' college education, and all that type of stuff.
But you also want to know how you did on a relative basis compared to relevant benchmarks
so you can understand why your portfolio did what it did and if you need to make any changes;
so I figured we'd spend this time doing a bit of an investment autopsy on 2018
so people could understand what did well or not as well. Look at their own returns and see how they compare.
Let's start with the major indices, and by the way, all the numbers I'm going to give
are total returns, so that's the price as well as the dividend that's included.
For 2018, the S&P 500 dropped 4.6%.
While the index was down for the year, 160 stocks actually did make money, so a little
bit more than two-thirds lost money. About 30% did make money.
The Dow was down 3.7% and the Nasdaq was down just 1%.
Those aren't horrible losses, but I'm guessing that for most people with a diversified portfolio,
they actually did worse.
That's because those market indexes are market-cap weighted, which means the biggest companies
have the biggest influence. Smaller companies didn't do so well.
For example, while I said the S&P 500 was down 4.6%, if you equal weighted all the companies
within the S&P 500, it was actually down 7.8%.
There's also an S&P 400 index of midcap stocks -- that was down 11.2% -- and the S&P 600 index
of small-cap stocks was down 8.5%.
If you look at the Russell 2000, which is a broader and more well-known index of small companies,
they were down 11.1%.
So the smaller your average holding was, chances are you didn't do as well.
Another factor was style, meaning growth vs. value.
The S&P 500 Growth ETF, which tilts the holdings towards the more growth-oriented companies
was basically flat for the year. The Value ETF was down 9.2%.
Southwick: Could you define "value" quickly?
Brokamp: Value basically is by various measures, a cheaper stock.
Lower P/E, lower price-to-sales. Maybe a higher dividend yield.
Something like that.
So value was out of favor last year and it's been that way for a couple of years.
When you look at sector, the three top-performing sectors actually made money, but just barely.
They were healthcare, utilities [utilities, can you imagine?] and consumer discretionary.
The three worst sectors in 2018 were energy, materials, and industrials.
So the manufacturing companies and the companies that are related to "stuff" like oil
and things like that did not do as well.
In case you're curious about what the best performing stocks were in the S&P 500 last year
they are, in order, Advanced Micro Devices, otherwise known as AMD was up 73%, followed
by Abiomed, Fortinet [not to be confused with Fortnite, because if that were a stock
that would have done well], Advance Auto Parts, TripAdvisor, and [because I know a lot of
Motley Fool listeners own this stock] Chipotle.
Chipotle was the sixth best-performing in the S&P 500, up 46%.
If you broaden beyond the S&P 500, the best-performing stock of the broader stock index was
World Wrestling Entertainment up 144%. Who knew? It's a midcap stock.
The worst performers in the S&P 500 were Coty [COTY] down 67%, followed by L Brands,
Mohawk Industries, GE [down 57%], and then Invesco.
The worst performing of the broader stock market is a small-cap stock known as
Cloud Peak Energy down 91%. Southwick: Oh! Had a rough year.
Brokamp: I know.
I made that comment about how Fortinet, which is a cybersecurity company is not Fortnite.
Then, of course, I had to google who owns Fortnite and I found this Quartz article.
Fortnite makes $2.5 million a day.
It is not publicly traded, although a lot of it is owned by a publicly traded Chinese
venture capital firm.
But it's owned by Epic Games, which was created by Tim Sweeney back in 1991 in his parents'
basement in Maryland. He's now worth $7 billion.
I thought that was an interesting little story, so that's a resolution for 2019.
Southwick: Invent a game that takes over.
Brokamp: That makes $2.5 million a day thanks to people like my son.
That's all U.S. stuff. Then there's international stocks.
The overall non-U.S. stock market dropped more than 14%, but that's a big bowl of stocks.
There's a lot of differences there.
Emerging markets, in general, tended to do worse than developed markets.
The best countries -- take a guess -- Ukraine up 80%, Macedonia up 30%...
Southwick: We just got a postcard from Ukraine.
Brokamp: We did? Southwick: Yes.
I'll talk about it on the next show. Brokamp: I wonder if they have any
stock recommendations? And Qatar, at 21%.
The worst -- Venezuela's stock market is down 95%.
Read any article about what's going on in Venezuela, it is a world of pain.
Huge inflation and your stock market's down 95%.
Argentina down 50% and Turkey down 43%. That gives you an idea of what happened across the world.
Whenever you look at your investments, I think you also should evaluate the people who are
picking your investments. That could be a financial advisor.
It could be a mutual fund manager.
It could be that wealth manager you see in the mirror every morning; but someone is making
those investment decisions and I think understanding how your portfolio performed, you should also
understand who's picking those things and whether that's where a change should be made.
It's easy with mutual funds because you can just use Morningstar.
If you have a large-cap growth fund, you go to Morningstar, you enter its ticker,
you click on performance, and you scroll down to the category rating, and if its category
is 10, that means it's performed in the top 10% of funds, so you're doing pretty well.
It's harder with a financial advisor, because not only, generally, are they managing your portfolio,
but they're ideally providing some financial planning advice, tax advice, retirement
planning advice, but you certainly should still keep them accountable.
I think you should choose a collection of indices or benchmarks.
I would choose a total market type of index like the S&P 1500 or the Russell 3000 to compare
a stock portfolio to.
But I also like benchmarking people to some sort of target retirement fund; so,
if you plan on retiring in 2040, I think using Vanguard's 2040 Fund is a good comparison to what your
financial advisor is doing for you or what you are doing for yourself.
Southwick: We never used a financial advisor before, but is this the time of year when
if you haven't heard from your financial advisor you call them up and say, "Hey, what's up?
We haven't talked in a while." Is that reasonable?
Brokamp: Completely reasonable and completely reasonable to ask them to explain the returns
and explain what they see as a relevant benchmark to what they're doing.
We always compare ourselves to the S&P 500, but it's not really a fair benchmark unless
you are comparing the performance of U.S. large-cap stocks, which really comes to the
foolish bottom line, here, and that is we talk about beating the market and it's usually
represented by that S&P 500.
But the S&P 500 is made up of U.S. large caps and it's getting more growth oriented.
All of those things did well this year, so if you had a reasonably diversified portfolio,
you trailed the S&P 500. But that's OK.
In years where U.S. large caps trail everything else and then you underperform the market,
then you probably have more of a concern.
So I wouldn't freak out if you underperformed the market this year.
I would choose a more relevant benchmark -- more like a total stock market index -- and give yourself,
as well as your financial advisor and any mutual fund managers, at least
three years for a fair comparison.
But if people are not beating or keeping up with a relevant benchmark over that time period,
it's time to change that.
And then I'll bring it back to the original point about financial planning and absolute returns,
and that is this is a great time of year to use these year-end portfolio values,
input it into a retirement calculator to see how the market's returns last year will affect
your retirement goals.
And if you don't feel comfortable doing that, I totally recommend going to seeing a financial
planner to do it for you.
I think everyone should do that at least once every five years, especially if you are within
five to 10 years of retiring.
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Now Playing | Glass - Duration: 1:48.
"And…
...action."
Director M. Night Shyamalan finally gets his Unbreakable sequel when he brings three of
his most iconic characters from Unbreakable and Split back to the big screen in one movie…
and one clinical pink room... in Glass.
How do they connect?
Let's break it down.
Back in 2000, Shyamalan released Unbreakable, which introduced us to David Dunn, the sole
survivor of a big train wreck, who discovers he has a super ability (freakish strength),
and a super inability to be injured.
"You don't have a scratch on you."
Then there was Elijah Price, AKA Mr. Glass.
The opposite of David in that he can't help but be injured.
A lot.
Now the movie led us to believe he's David's mentor, but (spoiler alert) in a Shyamalan-style
plot twist, he's actually the villain mastermind behind the train crash that sets everything of the rails.
Shyamalan's movie developed such a cult following that for years he fought to make
a sequel that would show us what happens next.
"My name's Hedwig."
"I have red socks."
Fast forward 16 years and Shyamalan released Split starring James McAvoy and his 24 personalities.
"He's not well."
A cool movie was made cooler by a twist ending in which Unbreakable's David Dunn appears
and reveals that Unbreakable and Split are set in the same fictional universe.
Before the movie opened, Shyamalan purposely left this out of the script and test screenings
in order to protect his secret and in the end he created the ultimate plot twist.
When it comes to storytelling, world-building may be Shyamalan's real super-power.
Our three supers now come together for a little psychoanalysis in Glass.
Worlds are colliding.
Keep surprising us, Shyamalan.
We're here for it.
"Good for you."
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